Assistant Vice President, Product Specialist - Cards, Small Medium Enterprises
ConfidentialMumbai, India5 days ago
Job descriptionManage the overall product P&L Develop and implement commercialization strategies to drive adoption and utilization of commercial cards Monitor product performance metrics (spend, activation, interchange, yields, and fee income) Identify new revenue streams (fees, interchange, FX, partnerships) and optimize pricing and value propositions Partner with sales teams to design client acquisition and engagement campaigns Establish strong governance processes for product approval, monitoring, and lifecycle management Ensure adherence to regulatory guidelines (RBI, card network rules, internal compliance policies) Conduct periodic risk reviews, product audits, and portfolio health assessments Implement customer-centric controls for complaint management and fair practice code adherence Act as a product champion, enabling Sales / Relationship teams with training, pitch materials, and competitive insights Build external partnerships with card networks, fintechs, and reward partners for product differentiation Work with internal governance forums to secure approvals for new product launches and modifications Strong understanding of commercial card products, payment ecosystems, and R&R structures Knowledge of regulatory guidelines governing cards in India (RBI circulars, network mandates, compliance norms) Analytical and strategic mindset with ability to drive P&L outcomes Excellent stakeholder management and project leadership skills Strong communication and presentation skills Excellent Communication & Listening Skills, Good Sales & Negotiation Skills Manager / Direct Report
Role Overview
Job Description – Product Manager (Commercial Cards)
Product Manager – Commercial Cards to drive the end-to-end management of our Commercial Cards portfolio. The role involves designing and launching new card products, managing rewards & recognition (R&R) programs, driving commercialization strategies, ensuring portfolio profitability, and maintaining strong governance & compliance standards.
Key Responsibilities
Product Development & Launch
- Design, develop, and launch innovative commercial card products tailored for SMEs, corporates, and institutional clients
- Lead Rewards & Recognition (R&R) program conceptualization, design, and implementation for Commercial Card customers
- Collaborate with cross-functional teams (Technology, Marketing, Risk, Finance, Operations, and Compliance) to ensure seamless delivery
Commercialization & Portfolio Management
Governance & Risk Management
Stakeholder Management
Key Skills & Competencies
Core Competencies
Work Relationship
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
Primary Location
India-Maharashtra-Mumbai
Job
Product Management
Schedule
Regular
Job Type
Full-time
Job Posting
Sep 18, 2025, 2 : 55 : 45 AM
Skills Required
Stakeholder Management, project leadership , regulatory guidelines
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Assistant Vice President • Mumbai, India
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