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Manager / Senior Manager - Collections

Manager / Senior Manager - Collections

ConfidentialGurgaon / Gurugram
30+ days ago
Job description

Key Responsibilities :

1. Agency Management

  • Identify, onboard, and manage third-party collection agencies.
  • Set performance benchmarks and SLAs; monitor agency performance against targets (bucket-wise, product-wise).
  • Conduct regular reviews, audits, and training sessions to ensure agency adherence to policies and compliance norms.
  • Resolve escalations and disputes involving external collection partners.

2. Calling Team Supervision

  • Lead, mentor, and manage the in-house collections call centre team.
  • Implement dialler strategies, call scripts, and training modules for improved efficiency.
  • Ensure quality assurance, call monitoring, and adherence to fair practices and regulatory guidelines (RBI, DND, etc.).
  • Manage manpower planning, hiring, and retention for the calling team.
  • 3. Strategy & Execution

  • Design and implement end-to-end collection strategies for early- and late-stage buckets (e.g., soft, hard, write-off).
  • Analyse collection trends and data to drive recovery strategies and optimize resource allocation.
  • Coordinate with product, credit, and legal teams for account resolution strategies.
  • 4. Compliance & Reporting

  • Ensure adherence to regulatory and internal compliance requirements.
  • Maintain accurate MIS and dashboards to track collection performance, agency metrics, and team KPIs.
  • Prepare and present periodic reports to leadership on portfolio health, collection efficiency, and recovery forecasts.
  • Required Qualifications :

  • Graduate / Post-Graduate in Business, Finance, or related field.
  • Proven experience in collections management, preferably in NBFCs / Banks / Fintech.
  • Strong understanding of delinquency management, risk controls, and regulatory compliance.
  • Experience working with collection agencies and tele-calling operations.
  • Proficiency in MIS, analytics, and collection tools (diallers, CRM).
  • Excellent leadership, negotiation, and communication skills.
  • High ownership mindset and ability to work under pressure.
  • Strong ethical foundation and customer empathy.
  • Tech-savvy with familiarity in digital collections and automation tools.
  • Skills Required

    Mis, Analytics, Crm, Rbi

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