Senior Officer, Relationship Manager-Loan Against Property, Consumer Banking Group

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Job Purpose

MC is the local Mortgage Specialist who will be the lead for driving the Mortgage business in their territory and will have key deliverables of Mortgage volumes and documentation.

Roles And Responsibilities

Responsible for the P&L Account, delivering the top line & bottom line of the Mortgage business in line with organization needs

Sales Budget and Plan, COA, Customer Retention, Recruitment & Product Training

Handling aspects pertaining to Portfolio monitoring, Project Approval, Legal, Technical, PDD, Referral Billing, vendor management & sales Manager Incentives etc.

Acquire customers for PLAP from open market, Branch network, Channel partner and Builder relationship.

Build new relationships with builder community basis projects and expansion plans.

Developed strategic plans rolled out to business and built revenue streams with various product mix

Portfolio management, PDD management, collection, Customer service, Vendor Management

Guide the customer towards applying for PLAP and explain the product features in terms of ROI, Processing Fees, Terms and conditions very clearly.

Ensure adherence to KYC documents as per the guidelines of the company. Ensure proper completion of the files within timeline as per the company checklist

Ensure proper closure of disbursement documentation within the timeline.

Attend customer calls and properly attend to their requests for ensure high customer satisfaction. Communicate the reasons for rejection to the customer.

Job Duties & Responsibilities

• Work with the Treasures Relationship Manager team to convert the Mortgage Leads from the existing base of customers
• Driving the sales pitch to interested customers, provide necessary subject matter expertise on PLAP and detail the DBS PLAP product
• Sourcing of PLAP applications, completing the documentation as per DBS guidelines, collection of Processing fees etc
• To collect disbursal documents consisting of legal documentation, promissory notes, mortgage T&C's etc
• Collect ECS and original Sale agreement / offer document for disbursals
• Provide assistance to collection teams to maintain standard repayment schedules for customers, assist in delinquent cases
• Facilitate product training jointly with Product manager to the TRM team
• Manage customer issues on service / applications

Requirements

Core Competencies

Technical Competencies

Work Relationship

DBS India - Culture & Behaviors

DBS Is Committed To Building a Culture Where All Employees Are Valued, Respected And Their Opinions Count. We Take Pride In Providing a Workplace That Fosters Continuous Professional Development, Flexible Working, And Opportunities To Grow Within An Inclusive And Diverse Environment. Expected Value Driven Behaviors Are

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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

Primary Location

India-Karnataka-Bangalore

Job

Product Sales

Schedule

Regular

Job Type

Full-time

Job Posting

Sep 24, 2025, 2 : 30 : 00 AM

Skills Required

Mortgage Sales, Vendor Management, regulatory guidelines , Product Training, Portfolio Management, Customer Service