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Credit Manager - Mass LAP,
ConfidentialDelhi18 days ago
Job descriptionAbility to comprehend risk inherent to customer business Flair for numbers and an ability to understand processes, read balance sheets and understand customer business models Knowledge of legal undertakings Good people management skills Systematic & Meticulous and Ability to perform under pressure Good analytical & logical abilities and Good communication and interpersonal skills High resilience, energy & initiative Result and achievement orientation Well networked in locality with respect to customers / financiers Ability to work in teams internally and also build good relationships with customers Demonstrate core company values, including high integrity and ethics
Role & responsibilities
- To underwrite, build and maintain a portfolio of LAP as per credit policy.
- Vendor management and manage all types of training regarding credit, policy and products.
- To process applications with credit verification, financial, technical and legal analysis and sanctioned proposal within given authority limit
- To underwrite, analysis and recommended proposals to seniors / committee
- To review and closely monitor all MIS regarding portfolio and reporting to management on daily basis.
- Monitoring of portfolio every month with respect to delinquency / losses / fraud for the period underwritten
- Gives early warning inputs regularly through market, industry and customer level feedback in order to avoid surprise delinquencies.
- Ensure collection of PDD diligently and provides for safe deposit of the same.
Preferred candidate profile
Skills Required
Lap, Vendor Management, Financial, Legal Analyst, Mis, Credit Management
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Credit Manager • Delhi
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