Branch Credit Manager

We are seeking a diligent Branch Credit Manager to oversee credit appraisals and ensure adherence to lending guidelines. You will be responsible for the credit underwriting of loans as per company policy, engaging directly with customers to understand their requirements, and conducting personal discussions to assess income. This role also involves maintaining market knowledge, managing turnaround times, ensuring file quality, and demonstrating a strong understanding of property-related knowledge.

Roles and Responsibilities :

• Conduct thorough credit appraisal of loans as per the company's credit policy.
• Demonstrate strong experience in Credit Underwriting .
• Engage in direct discussions with customers to understand their loan requirements comprehensively.
• Perform Personal Discussions (PD) with customers at their residence and business premises for accurate income assessment.
• Maintain current knowledge of market conditions and company lending guidelines .
• Manage turnaround time (TAT) and ensure high file quality for the respective locations.
• Possess a strong understanding of Property related knowledge , including legal title and market value of the property.
• Oversee Vendor Management pertinent to credit appraisal processes.

Skills Requirement :

QUALIFICATION :

Skills Required

Vendor Management, Credit Underwriting, Risk Assessment, Analytical Skills, Interpersonal Skills