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Area Manager - Sales Network

Area Manager - Sales Network

ConfidentialChennai, India
6 days ago
Job description

Company Description

Home Credit India Finance Pvt. Ltd., a subsidiary of TVS Holdings Ltd., is a leading consumer finance company committed to enhancing credit penetration and financial inclusion across India. Home Credit India offers a diversified range of innovative financial products, providing a superior customer experience and expanding its presence across India. The company focuses on delivering simple, trustworthy, transparent, and tech-driven financial solutions, with a robust network of points-of-sale (PoS) throughout the country. For more information, visit www.homecredit.co.in.

Role Description

This is a full-time on-site role for an Area Manager - Sales Network based in Chennai. The Area Manager will be responsible for managing and expanding the sales network in the designated area.

Target Setting & Achievement :

  • Set monthly / weekly / quarterly sales targets for the area under your charge.
  • Ensure those targets are met or exceeded via proper planning and execution.
  • Team Leadership & Management
  • Lead and manage a team of field sales executives / officers (often called SAs / DSMs / RSMs etc.)
  • Hire, train, coach, mentor the team — improving sales skills, product knowledge, customer handling, etc.

Sales Strategy & Execution :

  • Develop sales plans : which territories / POS (Points of Sale) to focus on, which products to push more, which customers to approach, etc.
  • Visit / monitor POS and stores where Home Credit has tie‑ups; ensure sales activation, presence, product display, etc.
  • Coordinate with marketing / product teams for promotions, POS materials, sales collateral.
  • Share regular updates with senior management (Regional / Zonal Heads).
  • Market Expansion & Customer Relations :

  • Build relationships with store partners / merchants where financing is offered.
  • Address issues / complaints arising at POS or from customers.
  • Identify new POS locations; evaluate potential areas for expansion.
  • Work to onboard new merchants / stores / tie‑ups.
  • Explore new channels to grow customer base.
  • Risk & Portfolio Quality :

  • Follow up on collections where required; work with collections teams to minimize defaults, non‑performing loans.
  • Ensure things like fraud prevention, document verification, audit compliance are properly done.
  • Requirements / Skills & Competencies :

  • Strong sales experience, preferably in financial services / consumer finance / NBFCs.
  • Experience managing teams, ideally with multiple levels (sales officers, supervisors, etc.).
  • Good understanding of credit / risk processes, documentation, compliance.
  • Strong analytical skills : ability to work with sales data, spot trends, forecast demand.
  • Excellent communication, negotiation & interpersonal skills.
  • Leadership skills : motivating teams, dealing with field challenges.
  • Ability and willingness to travel (within the area / region) frequently.
  • Reports to a Regional Head
  • Manages a team that could include : District Sales Managers (DSM), Senior Sales Officers, Sales Executives, POS executives.
  • Skills Required

    Analytical Skills, Leadership Skills, Interpersonal Skills, Sales Experience

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    Area Sales Manager • Chennai, India

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