Conduct thorough credit analysis and assessments to determine client creditworthiness.
Develop and implement effective credit policies and procedures to minimize risk.
Collaborate with cross-functional teams to identify and mitigate potential credit risks.
Monitor and manage credit portfolios to ensure compliance with regulatory requirements.
Provide expert guidance on credit-related matters to internal stakeholders.
Analyze market trends and competitor activity to inform credit decisions.
Job Requirements
Strong knowledge of credit principles, practices, and regulations.
Excellent analytical, communication, and problem-solving skills.
Ability to work effectively in a fast-paced environment and meet deadlines.
Proficiency in financial modeling and data analysis tools.
Strong understanding of the BFSI industry and its regulatory framework.
Experience working with small finance banks or similar institutions is preferred
Skills Required
Analytical, Financial Modeling
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Credit Officer • Kumbakonam
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