Credit Manager

Anand Rathi share and stock brokers limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey.Credit Analysis : Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.

• Risk Assessment : Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms.
• Credit Policy : Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations.
• Credit Underwriting : Approving or declining credit applications based on the risk assessment and established criteria.
• Credit Monitoring : Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults.
• Debt Recovery : Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts.
• Customer Relationship Management : Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns.
• Credit Reporting : Reporting on credit-related metrics and performance to senior management or relevant stakeholders.
• Collateral Management : Evaluating and managing collateral provided by borrowers to secure credit facilities.

Skills Required

Customer Relationship Management, Credit Monitoring, Collateral Management, Debt Recovery, credit reporting