Talent.com
RL - Consumers:Sales Manager - Personal Loan - Branch
RL - Consumers:Sales Manager - Personal Loan - BranchConfidential • Ghaziabad, India
RL - Consumers : Sales Manager - Personal Loan - Branch

RL - Consumers : Sales Manager - Personal Loan - Branch

Confidential • Ghaziabad, India
13 days ago
Job description

Sales Manager Branch Personal Loanâ€' CONSUMER LOANS, RETAIL LENDING

About the Business Group :

The Consumer Loan department is a part of Retail Lending business of the bank andoffers Personal loans and Education Loans to all categories of customers Pan India.

About the Role :

Sales Managers (SM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction.It requires strategic planning and execution to boost revenue, grow the portfolio, and maintain risk and compliance

Details of the Role :

Department

Retail Lending

Grade

AM / DM / M

Sub-Department

RL- Consumer Loans

Reporting (Business)

SM / AVP

Location

Mumbai

Reporting (Matrix)

Key Responsibilities :

  • Business Goals & Profitability

Responsible for driving the P&L of Personal Loans

  • Prepare the sales budget and execute strategies that enable achieving the target
  • Prepare Monthly, Quarterly, and Annual sales forecasts and be responsible for the sales target along with the growth and profitability of the portfolio
  • Audit, Compliance, and Risk Management
  • Ensure risk compliance through the completion of FCI and Internal Investigations observations, and repeat observations, ensuring timely and satisfactory closure.

  • Be responsible for the quality of the business portfolio by closely working with Risk and Credit teams and ensuring RAC Audits.
  • Sales and Channel Development
  • Develop and enhance new and existing channels of sales, such as Connectors, AVC, and Branch.

  • Ensure Siddhi adoption and usage.
  • Ensure digital adoption (MLP) and scale up applications through digital journeys
  • Responsible for Cross sell and Vas products penetration.
  • Responsible of Resource activation.
  • Responsible for Productivity of RO.
  • Responsible for setting up right distribution span across areas and segments.
  • Customer Experience
  • Oversee a fulfilling customer journey leading to customer delight and making the Bank the partner of choice.

  • Increase customer retention and drive engagement across existing customers to improve Net Promoter Score, customer satisfaction.
  • Responsible for FTR for his territory.
  • Collaboration and People Priorities
  • Collaborate with cross-functional partners to drive business results

  • Control regrettable attrition across all grades to maintain a strong and motivated team
  • Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments
  • Role Requirements : Qualification :

  • Graduation / post-graduation from a recognized institute
  • 3+ sales experience (unsecured loans preferred)
  • Role Proficiencies :

  • Strong sales orientation
  • Proficiency in managing complex client relationships, diverse stakeholders
  • Capability to handle pressure and meet deadlines
  • Skill in managing large, geographically spread team coaching and mentoring team members
  • Competence in managing within a dynamic, priority-setting environment
  • Strong risk and compliance mindset
  • Adept at communication and interpersonal skills
  • Skills Required

    Channel Development

    Create a job alert for this search

    Branch Manager • Ghaziabad, India

    Related jobs
    CBG : Sales Manager - Branch - Business Loans

    CBG : Sales Manager - Branch - Business Loans

    Confidential • Delhi, India
    About Commercial Banking Group.The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. Sales Managers (SM) are a part of the Bank's sales fo...Show more
    Last updated: 24 days ago • Promoted
    RL - Consumers : Area Sales Manager - Personal Loan - Branch

    RL - Consumers : Area Sales Manager - Personal Loan - Branch

    Confidential • Delhi, India
    Area Sales Manager PL Branch - CONSUMER LOANS, RETAIL LENDING.The Consumer Loan department is a part of Retail Lending business of the bank andoffers Personal loans and Education Loans to all categ...Show more
    Last updated: 11 days ago • Promoted
    Branch Sales Manager – Business Loan

    Branch Sales Manager – Business Loan

    Confidential • Delhi
    This role demands a proactive and results-driven professional capable of managing sales operations within a .DSAs effectively, and contributing significantly to the overall sales growth within the ...Show more
    Last updated: 21 days ago • Promoted
    RL - Mortgages : Area Sales Manager - Prime Mortgages - Branch

    RL - Mortgages : Area Sales Manager - Prime Mortgages - Branch

    Confidential • Delhi, India
    RL - Mortgages - Area Sales Manager -Prime Mortgages- Branch.The Mortgages department is a part of the Retail Lending business of the bankand offers Home Loans and Loan against Property to all cate...Show more
    Last updated: 24 days ago • Promoted
    Sales Manager-Business Loan

    Sales Manager-Business Loan

    Confidential • Delhi, India
    Role / Job Title : Sales Manager-Business Loan.Function / Department : Retail Banking.The role entails direct customer interaction and is responsible for acquisition of Business Loan customers for a de...Show more
    Last updated: 24 days ago • Promoted
    Relationship Manager - Direct Sales

    Relationship Manager - Direct Sales

    Confidential • Noida, India
    Mahindra Rural Housing Finance Limited (MRHFL), a subsidiary of Mahindra Finance and part of the Mahindra Group, is a leading name in India's housing finance sector. Established in 2007 and register...Show more
    Last updated: 23 days ago • Promoted
    RL - SBB : Sales Manager - Business Loan

    RL - SBB : Sales Manager - Business Loan

    Confidential • Delhi, India
    The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capit...Show more
    Last updated: 30+ days ago • Promoted
    Business & Growth Manager - Digital Personal Loans

    Business & Growth Manager - Digital Personal Loans

    FatakPay • Delhi, India
    Company Description FatakPay is a FinTech company based in Mumbai, focused on providing quick and convenient credit access during financial emergencies. The company guarantees a transparent transact...Show more
    Last updated: 14 hours ago • Promoted • New!
    RL - Wheels : Sales Manager - CV - Hybrid

    RL - Wheels : Sales Manager - CV - Hybrid

    Confidential • Bhiwadi, India
    RL - Wheels : Sales Manager - CV - Hybrid.The Commercial Vehicle and Construction Equipment (CVCE) department is a part of Retail Lending business of the bankwhich offers CVCE Loans to all categories...Show more
    Last updated: 24 days ago • Promoted
    Branch Sales Manager

    Branch Sales Manager

    Confidential • Delhi, India
    Cholamandalam Investment and Finance Company Limited (Chola), established in 1978 and part of the reputed Murugappa Group, has evolved into a leading financial services provider in India.Offering a...Show more
    Last updated: 24 days ago • Promoted
    Relationship Manager - NR-RETAIL NR-Regional sales

    Relationship Manager - NR-RETAIL NR-Regional sales

    Confidential • Delhi, India
    Create a world class NR liability for Kotak Mahindra Bank to take care of the funding requirements of the Kotak Mahindra Bank. Meeting monthly acquisition target for liability sales.Initiating, in c...Show more
    Last updated: 24 days ago • Promoted
    Territory Manager-Personal Loan (Direct Sales Team)

    Territory Manager-Personal Loan (Direct Sales Team)

    Confidential • Delhi, India
    Territory Manager-Personal Loan (Direct Sales Team).The role bearer has the responsibility of sourcing loans from market using DSAs / DSTs and existing channel partners as well esblishing a quality p...Show more
    Last updated: 13 days ago • Promoted
    RL - Mortgages : Sales Manager - Prime Mortgages - Branch

    RL - Mortgages : Sales Manager - Prime Mortgages - Branch

    Confidential • Gurgaon / Gurugram, India
    RL - Mortgages -Sales Manager -Prime Mortgages- Branch.The Mortgages department is a part of the Retail Lending business of the bankand offers Home Loans and Loan against Property to all categories...Show more
    Last updated: 18 days ago • Promoted
    CBG : Sales Manager - DSA - Business Loans

    CBG : Sales Manager - DSA - Business Loans

    Confidential • Delhi, India
    About Commercial Banking Group.The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. Sales Managers (SM) are a part of the Bank's sales fo...Show more
    Last updated: 24 days ago • Promoted
    RL - Consumers : Sales Manager - Education Loan

    RL - Consumers : Sales Manager - Education Loan

    Confidential • Delhi, India
    Sales Manager Education Loan â€' CONSUMER LOANS, RETAIL LENDING.The Consumer Loan department is a part of Retail Lending business of the bank andoffers Personal loans and Education Loans to all cat...Show more
    Last updated: 15 days ago • Promoted
    Sales Manager - Mass Market

    Sales Manager - Mass Market

    Confidential • Delhi, India
    NCR, Bangalore, Mumbai and Pune.The role holder will be responsible for selling Godrej Housing Finance's loan products – home loans, loan against property for SEP and SENP customer profile.Meet cus...Show more
    Last updated: 19 days ago • Promoted
    Sales Manager & Relationship Managers

    Sales Manager & Relationship Managers

    Confidential • Noida, India
    Hero Housing Finance, established in 2018 by the B.Munjal Hero Group, specializes in providing financial solutions such as home loans, loans against property, and construction finance.Operating in ...Show more
    Last updated: 10 days ago • Promoted
    Relationship Manager- Home Loan Sales

    Relationship Manager- Home Loan Sales

    Confidential • Gurgaon / Gurugram, Bengaluru / Bangalore, Pune
    Looking for a passionate and goal-driven.Relationship Manager (Home Loan Sales - DSA).You'll work closely with a network of. Achieve home loan sales targets through DSAs.Onboard new DSAs and expand ...Show more
    Last updated: 24 days ago • Promoted