RL - Consumers : Area Sales Manager - Personal Loan - Branch

Area Sales Manager PL Branch - CONSUMER LOANS, RETAIL LENDING

About the Business Group :

The Consumer Loan department is a part of Retail Lending business of the bank andoffers Personal loans and Education Loans to all categories of customers Pan India.

About the Role :

The role Area Sales Manager - Personal Loan involves driving Personal Loan business through a team of Sales Managers, ensure growth in Book Size, maintain product level profitability, build a robust distribution, deliver on the new initiatives rolled out. It requires strategic planning and execution to boost revenue, grow the portfolio, and maintain risk and compliance.

Details of the Role :

Department

Retail Lending

Grade

M / SM / AVP

Sub-Department

RL- Consumer Loans

Reporting (Business)

AVP / VP

Location

Mumbai

Reporting (Matrix)

Key Responsibilities :

• Business Goals & Profitability

Responsible for driving the P&L of Personal Loans

Ensure risk compliance through the completion of FCI and Internal Investigations observations, and repeat observations, ensuring timely and satisfactory closure.

Develop and enhance new and existing channels of sales, such as Connectors, AVC, and Branch.

Oversee a fulfilling customer journey leading to customer delight and making the Bank the partner of choice.

Collaborate with cross-functional partners to drive business results

Role Requirements : Qualification :

Role Proficiencies :

Skills Required

Channel Development