Commercial Loan Officer

Key Requirement :

Looking for professionals with 3 to 4 years of experience in Vehicle and Commercial Loan Processing with expertise in loan documentation, contract drafting, payout processing, KYC, onboarding, credit underwriting, and governance .

Responsibilities :

• Handle end-to-end processing of vehicle and commercial loans.
• Manage loan origination, onboarding (including UBO & related parties), and documentation processes.
• Draft and review loan contracts in alignment with customer requirements.
• Execute payout processing and ensure accuracy in supporting documentation.
• Evaluate and manage credit risk , underwriting, and ensure governance adherence.
• Perform credit spreading and risk analysis.
• Prepare and manage MIS reports and ensure numerical accuracy.
• Respond swiftly and professionally to customer and stakeholder queries .
• Liaise effectively with client-side stakeholders to ensure smooth processing.
• Utilize advanced skills in MS Office (Excel, Word, PowerPoint) for reporting and documentation.
• Maintain high attention to detail and operate as a collaborative team player.
• Understand and execute KYC checks, account setup , and related party onboarding .
• Be flexible in supporting on-demand client requests and priority tasks.

Skills Required

Loan Documentation, Credit Underwriting, Risk Analysis, Ms Office Excel, Contract Drafting, Governance