Position Overview
Job Title : Lending Officer, AS
Location : Mumbai, India
Role Description
Deutsche Bank's Lending – Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address the unique and complex needs of ultra / high net worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore.
What We'll Offer You
As part of our flexible scheme, here are just some of the benefits that you'll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under child care assistance benefit (gender neutral)
- Flexible working arrangements
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your Key Responsibilities
Initial financing enquiries and live execution
Financial Analysis of underlying companies and / or collateral. Depending on each enquiry / transaction, including but not restricted to Credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modellingAs required, general industry overview that relates to the financing enquiry / transactionResearch on sponsors / clientsTransaction writeup and internal transaction presentationCollation of relevant research reports, including ratings report to the extent applicableCommercial, business and financial due diligence in a live transactionPreparing / assisting in credit approval analysis and addressing Risk Management queriesPost transaction
Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis)Transaction amendments and credit renewal processOthers
Timely input of new / to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvalsParticipate in system testingPotential ad hoc projectsPrivate bank / Wealth Management experience would be preferableExperience in change management and process improvements initiatives would be helpful for candidate to succeed in the roleYour Skills And Experience
Education and Experience :
Key Competencies :
Prior experience of credit analysis with a strong knowledge of Lending businessHighly motivated person with initiative, willing to learn and actively blend with his / her onshore and offshore colleagues.Superior analytical aptitude, problem solving abilities and excellent communication skillsStrong understanding of finance with ability to analyze financial statementsTeam player, Fast thinking, dynamic and a strong work ethicExperience of at least 6 years in a financial institution in a similar role would be preferredAttention to detail and high level of motivationHow We'll Support You
Training and development to help you excel in your careerCoaching and support from experts in your teamA culture of continuous learning to aid progressionA range of flexible benefits that you can tailor to suit your needsAbout Us And Our Teams
Please visit our company website for further information :
https : / / www.db.com / company / company.htm
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Skills Required
Due Diligence, Financial Analysis, Research, Financial Modelling, Credit Analysis, Risk Management