Customer Relationship ManagementBuild and maintain strong relationships with customers, providing personalized service and addressing their financial needsConduct regular meetings and reviews with customers to understand their goals, financial situations, and requirementsRecommend and offer appropriate banking products and services, such as loans, deposits, investment options, and insuranceHandle customer inquiries, complaints, and requests, ensuring prompt and satisfactory resolutionSales and Business DevelopmentDevelop and implement strategies to achieve branch sales targets and revenue goalsIdentify cross-selling and upselling opportunities to promote additional banking products and servicesActively prospect for new customers through networking, referrals, and community involvementConduct sales presentations, product demonstrations, and financial education sessions for customersTeam Leadership and CollaborationLead and manage a team of customer service representatives, providing guidance, training, and performance evaluationsFoster a positive and motivating work environment, encouraging teamwork, collaboration, and professional growthCollaborate with other departments, such as lending, operations, and marketing, to ensure seamless customer experiences and efficient branch operationsCoordinate with internal stakeholders to address customer issues, escalate complex problems, and streamline processesCompliance and Risk ManagementEnsure compliance with regulatory requirements, internal policies, and proceduresStay updated with industry regulations and changes, implementing necessary measures to mitigate risks and maintain a compliant branchConduct regular audits and reviews to identify and resolve any compliance or risk-related issuesEducate branch staff on compliance guidelines and best practicesBranch Performance and Operational ExcellenceMonitor and analyze branch performance metrics, such as sales targets, customer satisfaction, and operational efficiencyDevelop action plans to address performance gaps and improve overall branch performanceImplement operational processes and controls to ensure smooth branch operations, cash management, and security measuresCollaborate with the regional or area manager to align branch goals with organizational strategiesQualificationsBachelor's degree in Business, Finance, or a related fieldAdvanced degrees or certifications are a plusProven experience in retail banking, branch management, or relationship management rolesStrong knowledge of banking products, services, and financial industry trendsExcellent customer service and relationship-building skillsSales-oriented mindset with a track record of meeting or exceeding sales targetsLeadership abilities, with experience in managing and motivating a teamUnderstanding of compliance regulations and risk management in the banking industryStrong communication, negotiation, and interpersonal skillsAnalytical thinking and problem-solving abilitiesProficiency in banking software and systemsAbility to work in a fast-paced and dynamic environmentAvailability to work flexible hours, including evenings and weekends, as needed by the branch's operational hoursSkills Required
Risk Management, Compliance, Branch Operations, Customer Relationship Management, Sales Development, Team Leadership