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Branch Credit Manager

Branch Credit Manager

ConfidentialPune
20 days ago
Job description
  • Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements.
  • Develop and implement effective credit policies and procedures to minimize risk and maximize revenue.
  • Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
  • Collaborate with cross-functional teams to identify and mitigate potential credit risks.
  • Monitor and report on credit portfolio performance, including delinquency rates and collection efficiency.
  • Ensure adherence to all relevant laws and regulations related to credit lending.
  • Job Requirements

    • Strong knowledge of credit underwriting principles and practices.
    • Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data.
    • Effective communication and interpersonal skills, with the ability to build relationships with customers and stakeholders.
    • Ability to work in a fast-paced environment and meet deadlines.
    • Proficiency in Microsoft Office and other financial software applications.
    • Strong understanding of the BFSI industry and its regulatory requirements.
    • Skills Required

      Microsoft Office, Financial Software, Credit

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    Branch Manager • Pune

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