Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements.
Develop and implement effective credit policies and procedures to minimize risk and maximize revenue.
Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
Collaborate with cross-functional teams to identify and mitigate potential credit risks.
Monitor and report on credit portfolio performance, including delinquency rates and collection efficiency.
Ensure adherence to all relevant laws and regulations related to credit lending.
Job Requirements
Strong knowledge of credit underwriting principles and practices.
Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data.
Effective communication and interpersonal skills, with the ability to build relationships with customers and stakeholders.
Ability to work in a fast-paced environment and meet deadlines.
Proficiency in Microsoft Office and other financial software applications.
Strong understanding of the BFSI industry and its regulatory requirements.
Skills Required
Microsoft Office, Financial Software, Credit
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Branch Manager • Pune
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