Allianz - Credit Relationship Manager

Position Summary :

We are seeking a highly motivated and experienced Credit Relationship Manager to join our team in Pune.

This role is ideal for a professional with 5-7 years of experience in credit analysis, relationship management, and financial services.

The successful candidate will be responsible for managing a portfolio of corporate clients, providing tailored credit solutions, and driving business growth while mitigating risk.

Key Responsibilities :

• Portfolio Management : Manage and grow a portfolio of corporate clients, acting as the primary point of contact for all credit-related needs.
• Credit Analysis : Conduct thorough financial analysis, including balance sheet, income statement, and cash flow analysis, to assess creditworthiness and risk.
• Loan Structuring : Structure, negotiate, and present credit proposals for various products such as term loans, working capital facilities, and project finance.
• Relationship Building : Develop and maintain strong, long-term relationships with clients, understanding their business needs and providing strategic financial advice.
• Risk Mitigation : Monitor the credit quality of the portfolio, identify potential risks, and implement effective mitigation strategies.
• Compliance & Documentation : Ensure all credit activities adhere to internal policies, regulatory guidelines, and legal requirements.
• Prepare and maintain detailed documentation for all client accounts.
• Business Development : Actively identify and pursue new business opportunities, cross-selling other banking products and services to existing and new clients.
• Team Collaboration : Collaborate with internal teams, including product specialists, legal, and operations, to deliver seamless and efficient service to Education : Bachelor's degree in Finance, Accounting, Business Administration, or a related field. A Master's degree or professional certifications (e., CFA, CA) are highly preferred.
• Experience : 5-7 years of experience in corporate credit, relationship management, or a similar role within the banking or financial services industry.

Skills :

Location : This position is based in Pune, India.

Personal Attributes :

High degree of integrity and professionalism.

Proactive, self-starter with a strong work ethic.

Ability to work under pressure and meet tight deadlines

(ref : iimjobs.com)