Role & responsibilities
Agency Management :
- Handle a network of recovery / collections agencies within the assigned territory.
- Onboard, train, and review performance of recovery partners.
- Ensure adherence to SLAs, compliance, and fair collection practices.
- Recovery Operations :
- Monitor and drive recovery performance on delinquent portfolios (Buckets : 30+, 60+, 90+, written off cases).
- Develop and implement recovery strategies to maximize collections efficiency.
- Execute field recovery actions including skip tracing, settlements, legal recoveries where required.
- Channel Performance :
- Analyze agency / channel productivity and optimize recovery costs.
- Ensure recovery agents are well-informed, trained, and aligned with company standards.
- Initiate corrective actions in case of underperformance.
- Compliance & Reporting :
- Ensure compliance with regulatory guidelines and company policies.
- Maintain MIS and daily / weekly performance reports.
- Collaborate with legal, risk, and credit teams as required.
Preferred candidate profile
Graduate / Postgraduate in any discipline.3 to 8 years of experience in collections / recovery , with strong exposure to agency / channel handling .Familiarity with retail finance, unsecured loans, two-wheeler loans, microfinance, or Commercial Vehicle is a plus.Ability to travel extensively and manage field recovery operations.Skills Required
Recovery, Collections, channel handling , Commercial Vehicle, Retail Finance, Agency Management