Job Description :
Key Responsibilities :
- Process and validate incoming and outgoing payment transactions, including high-value and cross-border payments, using MX (ISO 20022) formats.
- Monitor and manage payment queues in real time to ensure timely processing and settlement.
- Investigate and resolve payment issues and exceptions including failed, delayed, or duplicate transactions.
- Act as the first point of contact for internal teams and external counterparties on payment discrepancies and inquiries.
- Interpret and process messages such as pacs.008, pacs.004, camt.056, camt.029 , etc.
- Reconcile payment entries and ensure completeness and accuracy of postings in the ledger.
- Work closely with banks, SWIFT networks, and clearing systems to trace and resolve transaction issues.
- Escalate complex issues to the appropriate teams and ensure timely closure of open items.
- Maintain documentation and audit trails for all processed and investigated payments.
- Stay updated on global payments regulations (e.g., SEPA, CHAPS, TARGET2) and industry developments related to ISO 20022.
Required Skills & Experience :
3–6 years of experience in payment operations or transaction investigation , preferably in a bank or financial services environment.Strong knowledge of SWIFT and ISO 20022 MX message formats .Experience with payment lifecycle management , including initiation, clearing, settlement, and reconciliation.Proficient in tools / systems such as SWIFT Alliance, TLM, Oracle / ERP systems, or payment hubs.Familiarity with AML and sanctions screening related to payment messages is a plus.Strong analytical and problem-solving skills.Excellent written and verbal communication for dealing with counterparties and internal stakeholders.Ability to work under pressure in a high-volume environment with tight deadlines.Preferred Qualifications :
Bachelor's degree in Finance, Commerce, Accounting, or related field.Industry certifications in Payments or SWIFT / ISO 20022 (e.g., Certified Payments Professional) are an advantage.At DXC Technology, we believe strong connections and community are key to our success. Our work model prioritizes in-person collaboration while offering flexibility to support wellbeing, productivity, individual work styles, and life circumstances. We’re committed to fostering an inclusive environment where everyone can thrive.