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Financial Operations (6-8 years, Fintech / NBFC)
ProsParitychennai, India1 day ago
Job descriptionConduct daily, weekly, and monthly reconciliation of disbursement and repayment transactions with bank statements, NBFC MIS, and internal ledgers. Ensure zero mismatch in partner accounts through timely follow-ups and adjustments. Prepare detailed fund flow and reconciliation reports for management and NBFC partners. Track EMIs, collections, and delinquency inflows across different loan portfolios. Monitor and report on repayment trends, bounce rates, and fund settlements. Coordinate with collections and tech teams to ensure data consistency between systems and bank accounts. Manage the financial aspect of repossessed vehicle handling — from seizure, storage, and sale proceeds to NBFC remittance. Maintain detailed MIS on repossession costs, recovery value, and profitability. Ensure financial operations comply with NBFC and RBI reporting requirements. Support audits and implement internal controls for fund handling. Continuously streamline operational processes through automation and data-driven improvements. Bachelor’s or Master’s degree in Commerce, Finance, or Accounting. 6–8 years of experience in financial operations, preferably in NBFCs, fintechs, or vehicle finance. Strong understanding of loan disbursement and repayment processes. Proficiency with Excel, accounting tools (e.g., Tally, Zoho Books, or similar), and reconciliation workflows. Detail-oriented, analytical, and comfortable working in fast-paced startup environments. Cashflow management & reconciliation Financial control & audit preparedness MIS & reporting Cross-functional coordination (Tech, Collections, NBFC partners) Data accuracy & process discipline Opportunity to build scalable financial operations for a growing fintech-NBFC ecosystem. Fast-paced, entrepreneurial environment with high ownership. Work at the intersection of finance, technology, and sustainability.
About ProsParity
ProsParity partners with NBFCs to enable financing of electric and commercial vehicle loans. We manage the entire loan lifecycle — from sourcing and underwriting to disbursement, collections, and asset recovery — helping lenders scale efficiently while maintaining portfolio quality.
Role Overview
We are looking for a Financial Operations (6-8 years) to oversee all financial operations linked to loan disbursement, repayment, reconciliation, and asset recovery. The role involves end-to-end ownership of fund movement, reconciliation accuracy, and ensuring transparency and control in vehicle loan operations.
Key Responsibilities
1. Fund Management & Cashflow Control
- Manage daily inflows and outflows related to loan disbursements, repayments, commissions, and recovery proceeds.
- Prepare weekly and monthly cashflow projections and variance analyses.
- Coordinate with partner NBFCs, payment gateways, and internal teams to ensure timely and accurate fund transfers.
2. Reconciliation & Reporting
3. Repayment Tracking & Accounting
4. Repossession & Resale Fund Management
5. Compliance & Process Improvement
Qualifications & Experience
Key Skills
Why Join ProsParity
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Operation • chennai, India
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