About Us
SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.
SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.
Join us to shape the future of digital payment in India and unlock your full potential.
What's in it for YOU
- SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
- Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
- Dynamic, Inclusive and Diverse team culture
- Gender Neutral Policy
- Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
- Commitment to the overall development of an employee through comprehensive learning & development framework
Role Purpose
Responsible for ensuring delivery on Retail spends, Actives rate, spends per card target for the Portfolio.
Role Accountability
Plan and execute segmented, targeted and hyper personalized programs based on usage, activity and other portfolio cuts to achieve spends and engagement targetsTrack revolver transactor behavior with an aim to grow revolvers and non- term interest income for the portfolio.Analyze customer spend data across different categories of spends, such as POS, online, contactless etc. to drive usage furtherDrive higher UPI penetration on Rupay card portfolio and drive UPI spends through segmented programsConduct regular competitor analysis, identify and implement new services or enhance existing services to drive spends, and offer customer centric offerings features for all card products.Drive spends initiatives for selected mass portfolio seasonal and ongoing based on analytical support through BTL ATL marketingPropose and implement strategies to change customer behavior while driving usagePerform process documentation and compliance adherenceMeasures of Success
Spends, Spends / Account, Actives RateAsset Revolve RateCreation of Spend properties to leverage various spend occasionsTracking of portfolio spends basis spend category, Vintage, Sourcing Channel & spends behaviorProcess adherence as per MOUTechnical Skills / Experience / Certifications
Spends category understandingGood knowledge on Consumer and Competition behavior and Credit Card Market DynamicsPrior knowledge of segmentation, analytics, A / B Testing preferableCompetencies critical to the role
Analytical AbilityStrategic OrientationResult OrientationInnovation & Problem SolvingQualification
MBA / PGDBM
Preferred Industry
Segmented, BTL programs preferably in cards or other sectors like Telecom, Retail etc.