Transaction Processing and Compliance Officer

Company Description

XCapitalIndia is a team of dedicated professionals with expertise in helping individuals find their perfect home or investment. We aim to make the process of buying or selling properties smooth and stress-free. We prioritize client support, providing guidance and answering questions about the real estate and investment market. Our focus is on delivering exceptional service to help clients achieve their real estate goals.

Position Overview

The Backend Executive will be the operational backbone of our finance department, responsible for managing, executing, and monitoring all administrative and processing tasks that support our core business functions. This role requires exceptional attention to detail, strong organizational skills, and a commitment to maintaining accuracy and confidentiality in all financial and customer records.

Key Responsibilities

Transaction Processing : Accurately process a variety of financial transactions, including fund transfers, payments, and account opening procedures, in core systems.

Documentation Management : Handle, verify, scan, and file all client and transaction documentation, such as loan agreements, KYC (Know Your Customer) documents, invoices, and receipts, ensuring completeness and compliance with regulations.

Data Entry and Record Keeping : Maintain and update large volumes of data and financial records in internal databases and spreadsheets (MS Excel), ensuring a high degree of accuracy and integrity.

Reporting and Analysis : Prepare and generate regular Management Information System (MIS) reports, dashboards, and financial statements for internal management and compliance purposes.

Compliance and Auditing : Ensure all operations and documentation adhere to relevant financial regulations and company policies. Support internal and external audits with necessary documentation.

Inquiry Handling : Manage and respond to internal and, occasionally, external (non-client) email inquiries promptly and professionally.

Process Improvement : Identify bottlenecks and suggest improvements to enhance operational efficiency and productivity of backend processes.

Qualifications and Skills

Education : A Bachelor's degree in Commerce, Business Administration, Finance, Accounting, or a related field is preferred.

Experience : Prior experience in banking, financial backend operations.

Technical Skills :

Proficiency in the Microsoft Office Suite, particularly advanced Excel skills (Pivot Tables, VLOOKUP, HLOOKUP, formulas).

Familiarity with financial software, banking CRM tools, or database management systems.

Strong data entry skills with speed and accuracy.

Soft Skills :

Attention to Detail : Essential for managing financial data and documentation accurately.

Integrity : Ability to maintain confidentiality and handle sensitive information with discretion.

This role is ideal for a detail-oriented, efficient, and reliable individual looking to be an integral part of a finance team's core operations.