IndusInd Bank - Credit Manager - Small & Medium Enterprises

Credit Assess new and enhanced credit proposals for working capital facilities.

• Analyze financial statements, projections, and industry trends to evaluate creditworthiness.
• Prepare detailed risk advisories covering business, financial, management, and structural Engagement :
• Present credit recommendations to senior credit committees, influencing key decisions.
• Conduct meetings with company management and lenders; perform site and plant visits for holistic credit & Coordination :
• Ensure adherence to internal credit policies and RBI guidelines.
• Coordinate with legal, valuation, and operations teams to facilitate timely & Skills :
• CA / MBA (Finance) or equivalent qualification.
• 9 years of experience in credit underwriting for Small and Medium Enterprises (SMEs)
• Strong analytical skills with expertise in financial modeling and risk assessment.
• Excellent communication and presentation skills.
• Familiarity with RBI regulations and corporate banking products.

(ref : iimjobs.com)