Specialized job competencies :
- Understanding of financial statements, and financial analysis of corporates / mid-corporates
- Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time bringing out all the key aspects of a transaction
- Financial modelling skills (MS-Excel) for preparing business plan / financial projections.
- Domain expertise in sectors under coverage
- Understanding of banking / lending business, and the regulatory aspects in relation to the same
- Research oriented approach of working with an eye for detail.
- Term sheet Drafting
- Identifying key drivers, risks and key issues in the transaction being evaluated, and leading the discussions with client and other stakeholders (LIE, rating agencies, etc) for understanding key aspects / risks of the transaction, and obtaining suitable clarifications on the same, with the objective of making the transaction bankable.
Skills Required
Credit Management, Financial Analysis, Financial Statements, Financial Modeling