Talent.com
This job offer is not available in your country.
Associate, Relationship Manager, Credit Program Small

Associate, Relationship Manager, Credit Program Small

ConfidentialMumbai
30+ days ago
Job description

Job description

  • To acquire and build a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to healthy income with an acceptable risk to the bank.
  • Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank.

Key Accountabilities

  • Source New to Bank Asset relationships within IBG 4 Segment ie. Companies ranging from a Turnover of INR 25 crores to 600 crores, aligned to Bank Lending Policy
  • Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc.
  • Play an instrumental role in increasing the Profitability of the business
  • Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL.
  • Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio.
  • Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events.
  • To comply with the Bank s process & policies and ensure positive ratings during all Country / Group audits
  • Job Duties & responsibilities

  • Source New to Bank Asset relationships within IBG 4 Segment ie. Companies ranging from a Turnover of INR 25 crores to 600 crores, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team.
  • Cross Sell of Liability, Trade, Cash and Treasury Product actively.
  • To achieve the individual Budgeted revenues through all product parameters
  • Conduct Proper Due diligence while on-boarding New Asset
  • On board clients with a clear account plan highlighting the revenue potential, risks and mitigants.
  • Adherence to strict KYC / AML requirements.
  • MIS to be provided to the central team for further reporting, within the stipulated guidelines.
  • Timely Completion of Learning Programs as assigned by DBS for time to time
  • To comply with the Bank s process & policies.
  • To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA s, Influencer s and Industry association to be updated on the current market practice and local intelligence.
  • To be responsible for submitting any material information around business Opportunities and Industry / Customer Risk, same shall be reported to the senior functional management at regular interval.
  • Requirements

  • Overall 3- 7 years of experience in sales.
  • 2-3 years of sales experience in SME / Business Banking Lending.
  • Proven sales track record in asset business in the SME / Business Banking segment.
  • Knowledge of competitors and market place
  • Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred.
  • Education / Preferred Qualifications

  • Overall 3- 7 years of experience in sales.
  • 2-3 years of sales experience in SME / Business Banking Lending.
  • Proven sales track record in asset business in the SME / Business Banking segment.
  • Knowledge of competitors and market place
  • Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred.
  • Skills Required

    Portfolio, Banking, Sip

    Create a job alert for this search

    Relationship Manager • Mumbai

    Related jobs
    • Promoted
    Associate - Procurement Services

    Associate - Procurement Services

    WNS ProcurementKalyan-Dombivli, IN
    We're Hiring : Associate Procurement Specialist.Are you passionate about procurement operations and team leadership? We’re looking for a talented professional with 5-7 years of experience in procure...Show moreLast updated: 17 days ago
    • Promoted
    Credit Control Manager

    Credit Control Manager

    Nilkamal Material Handlingmumbai, maharashtra, in
    Credit evaluation and control function.Cash Flow & Financial Coordination.Define and maintain dashboards.Coach and support the credit evaluation and control team in.Show moreLast updated: 19 days ago
    • Promoted
    Credit Control Manager

    Credit Control Manager

    SCHACH Engineers (P) Ltd.borivali, maharashtra, in
    Credit Control Manager • CA Intern / ICWA - Travel Industry.Schach Engineer Pvt Ltd offers a wide range of quality products and services that meets the needs of global customers operating in diverse ...Show moreLast updated: 3 days ago
    • Promoted
    Associate Manager - Credit Administration

    Associate Manager - Credit Administration

    ConfidentialMumbai
    The Associate Manager - Credit Administration will oversee the credit application process, ensuring that all credit decisions are made in accordance with company policies and risk management protoc...Show moreLast updated: 20 days ago
    • Promoted
    Credit Limit Analysis, Associate, Firm Risk Management

    Credit Limit Analysis, Associate, Firm Risk Management

    ConfidentialMumbai, India
    Credit Limit Analysis - Associate.We're seeking someone to join our team as a [Associate] to [Credit Limit Analysis team]. In the Firm Risk Management division, we advise businesses across the Firm ...Show moreLast updated: 8 days ago
    • Promoted
    Associate Manager-Credit Research-Project Finance

    Associate Manager-Credit Research-Project Finance

    ConfidentialNavi Mumbai
    Work alongside the Deal Team of a Global Asset Manager supporting on Infrastructure Debt investments made by taking exposure in loans / bonds securities, and / or direct and co-investments in Infrastru...Show moreLast updated: 6 days ago
    • Promoted
    Client Coverage - Sr. Associate / Manager - Prime Brokerage

    Client Coverage - Sr. Associate / Manager - Prime Brokerage

    ConfidentialMumbai, India
    Senior Associate / Manager – Prime Brokerage].Di v isi o n : Prime Brokerage Job Title : Client coverage.Location : Mumbai Job L evel : Manager. Mor g an Sta n ley is a lea d ing global fi n anc i al s e...Show moreLast updated: 8 days ago
    Relationship Associate / ASM -SIB - AP

    Relationship Associate / ASM -SIB - AP

    Ontrack HR Services Pvt LTDHyderabad, MH, in
    Quick Apply
    To drive insurance sales through banca channel partnerships (banks) by developing and maintaining strong relationships with branch staff, ensuring effective product placement, and achieving sales t...Show moreLast updated: 20 days ago
    • Promoted
    Senior Associate Credit

    Senior Associate Credit

    Castellan Real Estate PartnersMumbai, IN
    Job Description : Senior Associate Credit.We are seeking a motivated and detail-oriented.The successful candidate will have 7-8 years of relevant credit experience and will work closely with the US ...Show moreLast updated: 16 days ago
    • Promoted
    Associate, Presales

    Associate, Presales

    MetricStreamThane, IN
    The Presales Consultant at MetricStream promotes GRC solutions by leveraging functional knowledge and translating solutions into business benefits. They provide functional / technical consulting, supp...Show moreLast updated: 7 days ago
    • Promoted
    Affiliate Program Intern

    Affiliate Program Intern

    Jerry&AnnThane, IN
    We’re Launching the Jerry&Ann Affiliate Program!.If you believe in storytelling, family bonding, and creative products—you’re going to love this!. Now, we’re inviting you to become a part of our jou...Show moreLast updated: 30+ days ago
    • Promoted
    Associate - Coverage & Sector

    Associate - Coverage & Sector

    Kotak Investment Bankingmumbai, maharashtra, in
    Supporting deal origination & execution by taking ownership of creating high quality models and related pitch documents.Preparing financial models and analytical support for merger & acquisitions a...Show moreLast updated: 30+ days ago
    • Promoted
    Contract Manager

    Contract Manager

    FALCONthane, maharashtra, in
    Contract Management / Administration of projects.Submission of request for extension of time / delay analysis to ensure waiver of LD. Manage Variations / Extra Work claims - Preparation of submissions & ...Show moreLast updated: 25 days ago
    • Promoted
    Program Associate

    Program Associate

    1Learn AIThane, IN
    We’re looking for a sharp generalist who can lead across operations, product, growth, and execution.You’ll own critical projects end-to-end, turn ideas into outcomes, and build systems that keep th...Show moreLast updated: 14 days ago
    • Promoted
    Associate / Senior Associate - Credit Research

    Associate / Senior Associate - Credit Research

    Linedatamumbai, maharashtra, in
    Office Location : Mumbai, Vikhroli.Shift Timing : UK Shift (12 pm to 9 pm).You will join a team that directly caters to the front offices of global asset managers. As a Senior Associate in Linedataʼs ...Show moreLast updated: 30+ days ago
    • Promoted
    Regional Credit Manager

    Regional Credit Manager

    YES BANKmumbai, maharashtra, in
    Responsible for the region’s mortgage loan portfolio, should handle both products prime SBL and prime HL seamlessly.Manage a team of credit managers & ensure team adheres to credit policy, processe...Show moreLast updated: 6 days ago
    • Promoted
    Associate Program Manager - Loans

    Associate Program Manager - Loans

    ConfidentialMumbai
    Associate Program Manager Roles & responsibilities : .Take leadership role independently managing back office operations. Client Management – establish self as a valued partner and work closely to ach...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Process Associate

    Senior Process Associate

    Tata Consultancy ServicesKalyan-Dombivli, IN
    Direct Walk-In interview opportunity for International KYC, Sanction Screening Analyst Professionals & Disputes Credit Card Non-Fraud Analyst at Chennai on 30th Aug 2025. Note : Candidates with relev...Show moreLast updated: 25 days ago