Branch Credit Manager-MSME Loans-Borivali (Mumbai)

Kogta Financial (I) Ltd. is urgently looking for dynamic Branch Credit Manager-MSME Loan- at Mumbai (Borivali).

Responsibilities

• Evaluation of Proposals put up for recommendation / approval as per credit policy.
• Customer visit and discussions to assess the loan requirement.
• Customer business and income assessment.
• Understanding the business thoroughly for self-employed non-professional profiles.
• Ascertaining and Validating the revenue streams and expenditure of the business.
• Should be able to see through the potential risks of the proposal.
• Should have ability to do due diligence without sufficient and formal documents / data.
• Files Checking as per Credit Policy.
• Risk Analysis related to case & Client.
• Maintaining quality of credit information, underwriting standards and presentation.
• PDD and Portfolio Management.
• Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
• Handling Disbursement officers for process.
• Accuracy of work and timeline adherence.

Qualifications

Interested candidate with relevant experience can share their CV to [HIDDEN TEXT] or WhatsApp @ 7412074956., [HIDDEN TEXT] or WhatsApp @ 7375004271

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Skills Required

Due Diligence, Portfolio Management, Risk Analysis, Credit Underwriting