Key Responsibilities :
Finance & Accounts Operations
- Manage month-end and year-end closures.
- Supervise accounts payable and receivable.
- Oversee general ledger, payroll, cash receipts, and utility payments.
- Conduct revenue and expense variance analysis.
- Handle treasury operations including budgeting and cash flow forecasting.
- Track and reconcile capital, fixed assets, and debt servicing.
Financial Reporting & Analysis
Prepare and consolidate financial statements in line with IND-AS.Deliver regular MIS and financial performance reports.Analyze key metrics such as yield, cost of borrowing, and Net Interest Margin (NIM).Support decision-making through financial modeling and data insights.Regulatory & RBI Compliance
Ensure adherence to RBI Master Directions, LCR, ALM, and CRAR norms.Liaise with RBI, statutory auditors, and compliance stakeholders.Submit accurate and timely disclosures under IND-AS and RBI regulations.Systems, Controls & Compliance
Contribute to ERP implementations (Tally, Oracle, SAP).Establish and monitor financial controls and risk mitigation systems.Automate reconciliation and reporting workflows.Compute IND-AS adjustments : EIR, ECL, and EIS.Fund Management & Borrowings
Manage working capital and coordinate fund drawdowns.Maintain compliance with loan covenants and repayment schedules.Handle securitization, Direct Assignment (DA) accounting, and investor reports.Treasury & ALM Oversight
Support liquidity profiling and ALM planning.Prepare ALCO reports and collaborate with Risk function for alignment.Budgeting & Operational Finance
Lead budgeting for disbursements, collections, and operational KPIs.Monitor cost-to-income ratios and collaborate with business leaders.Audit & Governance
Coordinate internal audits (lending, expenses, vendors).Facilitate statutory and RBI audits and close audit points efficiently.Experience Requirements :
Strong experience in preparing IND-AS-compliant financial statements (standalone and consolidated).Knowledge of IFRS; experience in Saudi Arabia is a plus.Practical expertise in taxation, treasury, revenue management, and compliance.Experience in board-level MIS and financial presentations.Demonstrated background in budgeting, forecasting, and modeling.Skills Required
Alm, EIR, Ecl, Mis, Tally, Sap