Senior Credit Risk Analyst

About Biz2X

Biz2X is the leading digital lending platform, enabling financial providers to power growth with a modern omni-channel experience, best-in-class risk management tools and a comprehensive yet flexible Servicing engine. The company partners with financial institutions to support their Digital Transformation efforts with Biz2X's digital lending platform. Biz2X solutions not only reduces operational expenses, but accelerates lending growth by significantly improving client experience, reducing total turnaround time, and equipping the relationship managers with powerful monitoring insights and alerts.

Read Our Latest Press Release : Press Release - Biz2X

Key Responsibilities :

You will be responsible for building credit risk models, driving underwriting and credit decisions, and ensuring optimization across risk, pricing and business growth. You&aposll play an important role in shaping our lending products and processes, ensuring they are built on a solid foundation of prudent risk management.

• Credit Decisioning : Leverage or build advanced credit risk models (functional rule based / heuristics and machine learning models) and lead critical credit decisions
• Policy Development : Assist in drafting a detailed risk policy for the business loan business and closely monitor the adherence of the same
• Data Utilisation : Work extensively with Credit Bureau, Bank statement, financial data. Identify and evaluate alternate data features to explore credit expansion opportunities
• Team Development : Coach and mentor younger team members to create a world-class credit team both in functional credit analysis and machine learning based models
• Reporting and monitoring Systems : Drive robust monitoring and alerting systems for early warning signals of delinquencies in the portfolio, ensuring agility in decision-making. Perform Root cause analysis and present those to stakeholders in a timely fashion
• Underwriting : Responsible for managing the underwriting operations and performing risk assessment for various policies.

You Should Apply If You :

Apply on - https : / / app.intalent.ai / biz2credit / recruitment / candidate / new / 366

Show more

Show less

Skills Required

Credit Risk Models, Machine Learning, Credit Analysis, Sql, Python, Risk Management, policy development