Compliance Manager

Who we are?

Kaleidofin Capital Pvt Ltd (KCPL), incorporated on March 19, 2021, is a prominent Non-Banking Financial Company (NBFC) focused on delivering innovative credit solutions to underserved communities often overlooked by traditional financial institutions. KCPL, a wholly owned subsidiary of Kaleidofin Pvt Ltd, operates as part of a larger fintech ecosystem dedicated to providing comprehensive, customer-centric financial services. With a mission to enhance financial inclusion, KCPL specializes in retail lending through partnerships with Business Correspondents (BC), targeting both individual and Micro, Small, and Medium Enterprise (MSME) customers.

KCPL received its NBFC certification in 2022, officially authorizing it to conduct lending activities. Since then, the company has expanded its operations to over 437 districts across 12+ states in India, leveraging Kaleidofin’s established presence in these regions. This extensive reach allows KCPL to make a substantial impact in rural and semi-urban regions, effectively bridging the financial services gap for informal and small-scale businesses.

KCPL uses cutting-edge technology and data analytics to create personalized financial plans that align with customer goals. Utilizing the proprietary “ki score” – an advanced supervised machine learning algorithm which helps in ensuring efficient service delivery, affordability, and accessibility by underwriting loans for customers with limited documentary evidence on income.

With robust underwriting and risk management frameworks KCPL has pioneered innovative lending solutions such as small business loan securitizations and co-lending models.

KCPL has built credit book of INR 1.1 billion, primarily focused on informal micro-enterprises, agricultural and allied industries, and loans for women entrepreneurs. This growth has been driven by partnerships with banks, large NBFCs, and a strong network of originators. Additionally, KCPL’s expertise in debt capital markets and structured finance has enabled it to leverage a diverse set of funding sources to support its lending initiatives.

KCPL’s strategic direction is guided by a distinguished board, including three promoter directors : Mr. Puneet Gupta, Mrs. Sucharita Mukherjee, and Mr. Vipul Sekhsaria. They are supported by Independent Director Mr. Ramanathan. Kaleidofin Capital is led by a team of seasoned professionals with deep expertise in finance, technology, and social impact. The leadership team combines years of experience with a shared commitment to driving meaningful change through financial empowerment. This experienced leadership team brings a wealth of industry expertise, driving KCPL’s mission.

Through a combination of deep market presence, cutting-edge technology, and strong partnerships, KCPL is positioned as a trusted financial services provider, fostering financial inclusion and supporting the growth of India's underserved communities.

What you’ll do?

• Proactively track regulatory developments (RBI, SEBI, AMFI, FIU-IND, etc.) and ensure timely compliance across all applicable laws and guidelines.
• Maintain and update a master compliance tracker covering all departments, coordinating with respective teams to ensure adherence.
• Read, interpret, and implement regulatory requirements effectively into internal processes, policies, and documentation.
• Develop, implement, and monitor compliance frameworks, policies, and control mechanisms for continuous effectiveness.
• Partner with business and product teams to identify and address regulatory requirements, review new products / features, and provide compliance sign-offs.
• Prepare compliance reports, MIS, and updates for senior management and regulators; handle inspections, audits, and regulatory queries.
• Conduct internal reviews, telecall evaluations, monitoring activities, and support in preparation of STRs and other regulatory submissions.
• Liaise with regulators, industry bodies, auditors, and external stakeholders; manage escalated complaints and Ombudsman matters.

Whoyou need to be?

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