Credit reporting / Annual Reviews (30 / 10 / 2025)

Credit Rating / Analysis (Associate / Sr. Associate / Delivery Lead / Manager)

Job location- Bengaluru (WFO mode)

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.

Key Responsibilities

• The candidate will perform credit risk assessment for General Corporate
• Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates
• Managing a portfolio of clients and handling rating assignments
• Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform / MS Excel templates)
• Preparing credit reports (annual / quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)
• Build forecast excel models (Projections and DCF models will be an added advantage)
• Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties
• Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client

Key Competencies

POC- Alka Sinha (alka.sinha@acuitykp.com)