Credit Saison - Associate / Senior Associate - Risk Analytics

Roles & Responsibilities :

• Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations, and profiles which are delinquent or working well.
• Helps to develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc.)
• Identify trends by performing necessary analytics at various cuts for the Portfolio
• Provide analytical support to various internal reviews of the portfolio and help identify the opportunity to further increase the quality of the portfolio
• Work with Product team and engineering team to help implements the Risk strategies
• Work with Data science team to effectively provide inputs on the key model variables and optimise the cut off for various risk models
• Create a deep level understanding of the various data sources (Traditional as well as alternate) and optimum use of the same in underwriting
• Should have good understanding about various unsecured credit products
• Should be able to understand the business problems and helps convert them into the analytical solutions

Required skills & Qualifications :

(ref : hirist.tech)