Prefr - Credit Risk Role

will you do?

As the Risk team member, you will be responsible for managing risk strategy and containing credit losses at Prefr. You will be responsible for :

• Building different credit risk and fraud policies for the NBFC using different scorecards and models. Policies include Approve / Decline, block / unblock, pricing, limit assignment etc.
• Working closely with collections and operations team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
• Working closely with technology and product teams to ensure right implementation of credit policies in the system through testing and due diligence.
• Helping shape the product design and operations processes by evaluating them from a Credit / Fraud risk lens
• Constantly assess effectiveness of existing credit policies through portfolio deep dive and segment analysis and recommend changes in policies if required.
• Building and publishing portfolio monitoring reports with risk matrices on a regular basis and providing key insights.
• Own the periodic reviews of the portfolio risk matrices with the lending partners, risk management committees and other committees as prescribed by the organization and the regulators.
• Tracking collections matrices on a regular basis and support with allocation data and additional information to the collections team for them to work effectively.
• Calculate Loss Provision for the portfolios and provide loss forecasting of future months.
• Provide support with data and insights on risk for lender onboarding, lender reviews etc.
• Understand regulatory and compliance changes as prescribed by the regulatory bodies and change / modify credit policies and processes.
• Create product programs and policy documents with subsequent changes and version controls.

You should apply if you have :

(ref : iimjobs.com)