Bancassurance Credit Life

This is a specialized sales and relationship management role within the financial services industry. It requires an individual who can leverage a specific client base (bank loan customers) and a strong professional network (bank staff) to drive sales.

• Cross-Selling : The core responsibility is to cross-sell life insurance products. This requires a strong understanding of financial products and the ability to identify opportunities to sell insurance to customers who have already engaged with the bank for a loan.
• Relationship Management : A significant part of the job is building and maintaining strong relationships with bank staff and the Cluster Head . These relationships are crucial for getting leads and ensuring a smooth sales process. You also need to build trust with the bank's customers to facilitate a sale.
• Sales Acumen : You need to have a proactive approach to sales, identifying customer needs and closing deals effectively. The role is outcome-oriented, with the ultimate goal being to drive sales and meet targets.
• Product & Channel Expertise : You must have knowledge of life insurance products and be able to operate within the Credit Life Channel , which is a specific model of selling insurance to debtors.

Skills Required

Relationship Management, Sales, Customer Acquisition, Life Insurance Sales, Bfsi, Lead Generation, Client Relationship Building