Zonal Portfolio Manager West - MSME
12 - 20 years
Job description
Lead and manage collections for MSME loans across Western India. Focus on recovery of overdue accounts, legal recoveries, restructuring, and field / agency operations.
Key Responsibilities :
- Devise and execute collections strategy for MSME loans (WC, TL, OD).
- Manage regional collection teams.
- Handle legal recovery (demand notice, arbitration, suit filing, SARFAESI proceedings).
- Ensure adherence to regulatory and internal policy norms.
- Provide insights to credit and product teams on risk trends.
KPIs :
Recovery % (bucket / vintage)Reduction in delinquency ratios (30+ / 60+ / 90+)Legal resolution outcomes.Cost of collection metrics.Agency compliance and productivity.Qualifications & Experience :
Graduate / MBA with 12-20 years in MSME or business loan collections.Experience in handling secured / unsecured SME loan recoveries.Legal understanding of business loan recoveries essential.Strong MIS, team handling, and stakeholder management skills.Job Title : Zonal Portfolio Manager- West
Location : Western India ( India (Maharashtra, Gujarat, MP)
Base location : Pune
Vertical : MSME / Business Loans
Collections
Collection Management Npa Management Loan Against Property LAP Collections Msme Loan Lap Collections Strategy Debt Recovery Recovery Npa Debt Management