Area Head - Group Loans

Job Requirements

Role / Job Title : Area Head - Group Loans

Function / Department : Rural Banking

Job Purpose

Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard

Roles & Responsibilities

• Primarily responsible for sales and collections of JLG, MHL & other related products
• Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.7%
• NTB acquisition of customers with retention of existing customers
• Constant growth in the portfolio by increasing the number of customers and consistently delivering desired disbursal amount.
• High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses

Secondary Responsibilities

Managerial & Leadership Responsibilities

Education Qualification

Graduation : BA, BBA, B.com & B.sc

Post-graduation : MBA / PGDM

Experience : 15+ years of relevant experience.

Skills Required

Training, Sales, Compliance, Collections