This job offer is not available in your country.
Assistant Manager / Manager (Credit & Risk)
ConfidentialGurgaon / Gurugram30+ days ago
Job descriptionUtilize advanced analytics and statistical techniques for credit risk assessment. Develop predictive models for default probabilities and loan performance. Ensure data accuracy by extracting, cleaning, and managing datasets from multiple sources. Implement data governance practices for consistency and integrity. Stay updated on credit risk analytics trends and incorporate best practices. Monitor and optimize the lending portfolio s performance. Conduct stress testing and scenario analysis to assess economic impact. Develop risk-return strategies while ensuring compliance with regulatory guidelines. Provide recommendations for portfolio diversification and capital allocation. Assist in refining credit policies based on risk assessments and data insights. Evaluate and enhance credit policies to mitigate emerging risks. Ensure alignment between credit policies, business objectives, and risk strategies. Conduct periodic reviews and audits to maintain compliance. Prepare and present reports on credit risk metrics and portfolio performance. Effectively communicate risk findings to stakeholders and decision-makers. Develop reports and dashboards for real-time insights into credit risk trends. Identify opportunities to enhance efficiency through process automation. Participate in cross-functional projects to strengthen risk management frameworks. Foster a culture of continuous learning and development within the credit risk team. Inter CA / CA or Master s degree in Finance, Business, Economics, or a related field. 2+ years of experience in credit risk assessment, portfolio management, or financial analytics. Strong understanding of credit risk modeling, financial analysis, and data analytics. Knowledge of regulatory frameworks related to lending and risk management. Excellent communication and stakeholder management skills. Certification in risk management (FRM, CFA, or equivalent) is a plus.
Key Responsibilities :
- Credit Risk Assessment :
- Develop and implement credit risk assessment models and methodologies to evaluate the
- creditworthiness of potential borrowers.
- Analyze credit data and financial statements to determine the degree of risk involved in extending
- credit or lending money.
- Monitor and review credit portfolios regularly to identify potential risks and make recommendations
- for risk mitigation strategies.
- Collaborate with other departments such as underwriting, collections, and compliance to ensure
- adherence to credit policies and regulatory requirements.
Analytics and Data Management :
Portfolio Management :
Credit Policy Development :
Reporting and Communication :
Continuous Improvement :
Required Qualifications :
Skills Required
frm , Cfa, risk modeling , Financial Analysis, Data Analytics, Risk Management
Create a job alert for this search
Credit Risk Manager • Gurgaon / Gurugram
Related jobs
About the job : Position : Assistant Manager / Manager - Credit Risk What will your day look like ? ...Show moreLast updated: 4 days ago
- Promoted
Assistant Manager - Operations, Investment
ConfidentialGurgaon / Gurugram What will your essential responsibilities include.Review reference data attributes of Fixed Income Bonds (ABS, MBS, Corporate Bonds Term loans, Sovereign Bonds), Listed Equity, Private Credit and P...Show moreLast updated: 16 days ago
- Promoted
IN-Associate _ Risk _Advisory Corporate_Advisory_ Gurgaon
ConfidentialGurugram, Gurgaon / Gurugram, India At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions.
They help organisations navigate complex regulat...Show moreLast updated: 7 days ago
- Promoted
DMI Finance - Senior Manager - Credit Risk & Policy - Personal Loans - Digital Lending
DMI FinanceDelhi NCR, India Job Purpose : Manage and strategize on end-to-end credit underwriting and monitoring of portfolio of personal loans through digital journey.Key Accountabilties : Show moreLast updated: 18 days ago
- Promoted
Assistant Manager- Internal Audit
ConfidentialDelhi Objective of the Position -Plan and execute Internal audit for the organisation.Summary of Responsibility-Will undertake internal audits as per approved audit plan of JK Papers and its Group Compan...Show moreLast updated: 30+ days ago
- Promoted
Assistant Manager - Treasury
ConfidentialDelhi, Delhi NCR We are seeking a skilled and detail-oriented.The ideal candidate should have prior experience in handling Letters of Credit, banking documentation, and treasury reporting.Manage daily treasury oper...Show moreLast updated: 7 days ago
- Promoted
Assistant Manager Finance
ConfidentialDelhi, India You will be responsible for the efficient running of the department in line with Hyatt International's Corporate Strategies and brand standards, whilst meeting employee, guest and owner expectation...Show moreLast updated: 7 days ago
- Promoted
Manager
Alankit Assignments Ltddelhi, delhi, in Job Description for Assistant Manager – Registrar and Share Transfer Agent.A Team Player , must be NISM -Series-II-A certified.
Should be able to handle Team of 5 to 7 Persons.Good knowledge of RTA ...Show moreLast updated: 15 days ago
- Promoted
Assistant Manager / Manager - Credit Risk
Zorba Consulting India Pvt. Ltd.Delhi, INRemote
- Promoted
FinAGG Technologies - Senior Manager / Assistant Vice President - Credit & Risk
FinAGG Technologies Private LimitedNoida, India About FinAGG Technologies FinAGG Technologies Private Limited is a dynamic fintech company revolutionizing credit access for India's Distributor and Retailer ec...Show moreLast updated: 30+ days ago
- Promoted
Assistant Manager / Deputy Manager - Finance - Treasury
Bilt Graphic Paper Products LimitedGurugram, India Qalification : Chartered Accountant Modelling / Financial Projections, - Banking exposure - Fund Raising , preparation of proposals -...Show moreLast updated: 30+ days ago
- Promoted
Director- Credit Analysis & Risk
ConfidentialGurugram, Gurgaon / Gurugram, India Play a key role in managing risk and supporting C&IB to deliver exceptional service for its customers.As a People Leader, you will build credit capability in the region and support the global Corpo...Show moreLast updated: 7 days ago
- Promoted
Assistant Manager
EXLNoida, Uttar Pradesh, India Detailed knowledge of AP / Procurement / T&E, helpdesk and Vendor Master and expertise in Mandarin Language.The person will be required to read documents in Mandarin Language, speak if required with ...Show moreLast updated: 30+ days ago
- Promoted
RISK
ConfidentialGurgaon / Gurugram, India Monitor and identify trends, gaps in business like higher NPA concentration, customer payment / delinquency trends, geographical analysis, collection efficiency etc.
Review current processes, identify...Show moreLast updated: 7 days ago
- Promoted
Head - Credit Card Risk Analytics
ConfidentialGurgaon / Gurugram Drive next generation of analytical solutions in Credit Cards : -.Revamp Acquisition Rules to drive profitable and risk-adjusted growth.
Enhance Card Limit assignment framework.Identify cohorts and s...Show moreLast updated: 7 days ago
Assistant Manager / Manager - Finance
Vitasta Consulting Pvt LtdNoida, UP, Uttar Pradesh, IN Key Responsibilities Show moreLast updated: 30+ days ago
- Promoted
Assistant Manager Finance
HireGenie | Finance Recruitment Expertnew delhi, delhi, in Assistant Manager Finance - Delhi.We are seeking a detail-oriented and proactive Assistant Manager – Finance to join our finance team.
The role will support financial planning, accounting, complianc...Show moreLast updated: 30+ days ago
- Promoted
Credit Manager
ConfidentialGurgaon / Gurugram Credit and Collection department.This is a rare opportunity for a finance professional to build a global career.The ideal candidate will be responsible for developing and executing credit and colle...Show moreLast updated: 7 days ago
- Promoted
Manager, Assistant Manager-IT Risk Assurance
ConfidentialGurgaon / Gurugram Core ITRA Roles & Responsibilities : .Responsible for managing audit engagements with a focus on IT risks.Manages a team of IT audit professionals involved in evaluating and testing ITGCs, conduct bu...Show moreLast updated: 30+ days ago