Hiring for ' Business Banking Relationship Manager ' in a leading Bank.
Location-Vijayawada, Andhra Pradesh, India
Grade- Upto AVP.
Relationship Manager in the Business Banking Group is responsible for building and maintaining strong relationships with business clients.
Duties and Responsibilities :
- Development of sourcing channels : Developing effective sourcing channels is essential for optimizing supply chains, reducing costs, and enhancing procurement efficiency.
- Portfolio Management : managing a collection of investments, assets, or projects to achieve specific financial goals and maximize returns while minimizing risks. It involves strategic decision-making regarding asset allocation, risk assessment, and performance monitoring.
- Incremental Loan Outstanding : Closely monitor incremental loan outstanding as part of credit risk assessment. Manage their loan portfolios effectively, balancing incremental loan growth with the overall risk profile of their portfolio
- Delinquency Management & NPA Management : Involves strategies and processes to address and minimize overdue accounts. It focuses on timely intervention to collect payments and reduce the risk of accounts becoming non-performing.
- Sustainability and Ethical Sourcing : Develop sourcing channels that prioritize sustainability and ethical practices, evaluate suppliers based on their past business trend and policies.
- Client Relationship Management : Develop and maintain strong relationships with a portfolio of business clients, ensuring regular communication and support.
- Reporting and Documentation : Maintain accurate records of client interactions, financial assessments, and transactions in the bank's systems.
Experience / Skillset / Certifications Required :
Educational Qualification- Bachelor's / Post GraduationRelevant Job Experience- 4+ years of relevant experience in BBGSkills and Competencies- Adequate knowledge of financial assessment, Proficient in banking products & services, portfolio management, product knowledge.CANDIDATE PREFERED FROM BANKS / NBFC
Skills Required
Banking Products, Product Knowledge