Talent.com
This job offer is not available in your country.
Associate, Collection Specialist, Risk Management Group

Associate, Collection Specialist, Risk Management Group

DBS Bankmumbai, India
9 hours ago
Job description

Associate, Collection Specialist, Risk Management Group-(WD77426)

Business Function

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure

Job Purpose

  • To maintain the bucket balances and reduce NPA on the bank’s book
  • Ensuring that effective tools are applied to recovery losses
  • Ensuring all the data requirements are managed well for any inputs needed for analytics , legal inputs, etc.

Key Accountabilities

  • Managing Front-end Collection for Personal Loans
  • Tele-collections include Pre & post delinquency
  • Monitoring day in day out tele-collections w.r.t to dialer campaigns, Tele- caller productivity
  • Tracking of daily Tele-caller & Field collector productivity by maximizing payment recoveries from Delinquent accounts
  • Sample Call monitoring of calls made by Tele-callers & give feedback to DCA staff on further Work with Debt Collection Agencies & Branches to deliver on Target performance in Pre-charge off as well as Post-Charge off buckets
  • Track Debt Collection Agencies (DCA) performance on a daily & monthly basis against MTD target v / s achievement & issuing performance letters monthly
  • Reconciliation of payments collected along with receipts on a daily basis, to check for any fraud / siphoning of funds by DCA staff
  • Perform Audit on DCA by conducting site-visits on a semi-annual basis; Perform Annual review on the Agencies i.e. Financial & reputations; information security & control; on-site review results, service level & yearly performance.
  • Execution of legal remedies like sec.138,arbitration, Lok Adalat, SARFAESI Act etc on defaulting customers for recovery of outstanding.
  • Visiting Branches, Customers & DCA’s for to drive collections & ensure assigned targets are achieved.
  • Follow-up with customers of retail products to walk into the branches and make payments toward their overdues.
  • Managing data & MIS’s as per the requirement.
  • Job Duties & responsibilities

  • Conducting the On-Boarding of shortlisted Debt Collection Agencies(DCA) as per the ORR process
  • Ensure the DCA complies with Bank’s Outsourcing requirement
  • Review & investigates customer complaints on DCA
  • Review customer’s settlement proposal when raised by the DCA
  • Perform Controlled Self-Assessment on the DCA on a month on month basis
  • Capacity planning for DCA’s from time to time
  • Check on timely account allocation to the DCA
  • Tracking of daily Tele-caller & Field collector productivity by maximizing payment recoveries from Delinquent accounts
  • Sample Call monitoring of calls made by Tele-callers & give feedback to DCA staff on further improvement. Knowledge of managing dialers in the past would be an added advantage
  • Checking of Invoices raised by DCA and tracking for timely payment to DCA’s
  • Any other responsibility assigned to him / her from time to time by the Supervisor
  • Additional Responsibilities

  • Working on implementation of Collection Management system for India Consumer business
  • UAT Testing of various modules of Collection Management system(CMS)
  • Testing of mobility solution & Agency Management module as part of the CMS implementation
  • Liasoning with local & regional technology team for timely delivery of various Collection system module
  • Acting as a back-up to system administrator for CMS
  • Preparing training document for Collection Management system
  • Required Experience

  • At least 8 years of experience in Retail Collection( Experience in Personal loan collections is a must)
  • Education / Preferred Qualifications

  • Graduate / Post Graduate along with sound domain knowledge in Retail Collections
  • Core Competencies

  • Good analytical skills
  • Good presentation & negotiation skills
  • Good interpersonal skills
  • Good knowledge of the industry
  • Ability to manage a Team
  • Acumen to manage Collection agencies
  • Understanding and experience in legal actions like, Sarfaesi, Sec-138, DRT Proceedings and Civil Suits.
  • Technical Competencies

  • Sound knowledge of policies / lending frameworks followed for retail products
  • Good knowledge of Collection tools & techniques
  • Sound understanding of regulatory guidelines on Collections issued by RBI and regulations that impact retail businesses in general.
  • Knowledge of various Asset products and risks associated with them
  • Knowledge of processes related to Sec-138, DRT Proceedings and Civil Suits.
  • Work Relationship

  • Interactions within Collection team
  • Interactions with all the stakeholders within & outside the bank.
  • DBS India - Culture & Behaviors

  • Drive performance through Value Based Propositions
  • Build pride and passion to protect, maintain and enhance DBS’ image and reputation.
  • Enhance knowledge base, build skill sets & develop competencies.
  • Invest in team building & motivation through ideation & innovation.
  • Execute at speed while maintaining error free operations.
  • Develop a passion for performance and grow the talent pool.
  • Maintain the highest standards of honesty and integrity
  • Primary Location

    : India-Maharashtra-Regional Office Mumbai

    Job

    : Operations

    Schedule

    : Regular

    Employee Status

    : Full-time : Job Posting

    : Sep 22, 2025, 4 : 30 : 00 AM

    Create a job alert for this search

    Collection Specialist • mumbai, India

    Related jobs
    • Promoted
    • New!
    Associate, Specialist, Operational Risk Management, Consumer Banking Group

    Associate, Specialist, Operational Risk Management, Consumer Banking Group

    DBS Bankmumbai, India
    Associate, Specialist, Operational Risk Management, Consumer Banking Group-(WD74170).As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise th...Show moreLast updated: 9 hours ago
    • Promoted
    Manager - Collections Analytics

    Manager - Collections Analytics

    bluCognitionKalyan-Dombivli, IN
    Manager / Manager Collection Analytics.About bluCognition : bluCognition is an AI / ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities.Founded in 2017, ...Show moreLast updated: 20 days ago
    • Promoted
    Audit Associate

    Audit Associate

    IRIS Centre of Excellence - IndiaThane, IN
    We are excited to announce a job opportunity at.If you are a dynamic professional with strong coordination skills, a passion for auditing, and a keen interest and experience in UK Auditing, we woul...Show moreLast updated: 30+ days ago
    • Promoted
    Associate Consultant

    Associate Consultant

    Calfus Inc.Thane, IN
    As an Oracle ERP (EBS / Fusion) consultant, you are required to help the client in maintaining, upgrading, and extending the applications as per business requirements. You will bring consultative skil...Show moreLast updated: 6 days ago
    • Promoted
    • New!
    Compliance Risk Management - Associate

    Compliance Risk Management - Associate

    JPMorgan Chase & Co.mumbai, India
    Associate, APAC CCOR Governance.Support APAC CCOR (Compliance, Conduct and Operation Risk) initiatives and departmental strategies. Join our dynamic APAC CCOR Governance Team and play a pivotal role...Show moreLast updated: 9 hours ago
    • Promoted
    Repurchase specialist

    Repurchase specialist

    DeloitteKalyan-Dombivli, IN
    Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Delo...Show moreLast updated: 5 days ago
    • Promoted
    Senior Compliance Specialist

    Senior Compliance Specialist

    CESKalyan-Dombivli, IN
    Senior Compliance Analyst / Team Lead / AM / Manager and I think you could be a good fit.We are looking for 5+ years of experience in Compliance - Code of Ethics, I’d like to tell you a little more abou...Show moreLast updated: 20 days ago
    • Promoted
    • New!
    Senior Associate, Specialist, Credit Approval (Business Banking), Risk Management Group

    Senior Associate, Specialist, Credit Approval (Business Banking), Risk Management Group

    DBS Bankmumbai, India
    Senior Associate, Specialist, Credit Approval (Business Banking), Risk Management Group-(WD74655).Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Risk Reporting Specialist, AS

    Risk Reporting Specialist, AS

    Deutsche Bankmumbai, India
    CRO safeguards the stability and resilience of our Global Hausbank.The Credit Risk Reporting function is committed to support Enterprise Risk Management (ERM) mission to shape Bank strategy and lea...Show moreLast updated: 15 hours ago
    • Promoted
    • New!
    Associate, Specialist Platform-Credit Risk & Collections, Consumer Banking Group

    Associate, Specialist Platform-Credit Risk & Collections, Consumer Banking Group

    DBS Bankmumbai, India
    Associate, Specialist Platform-Credit Risk & Collections, Consumer Banking Group-(WD77953).As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers real...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Trade Finance Non-Financial Risk Management Center of Excellence (TF NFR; CoE), Associate

    Trade Finance Non-Financial Risk Management Center of Excellence (TF NFR; CoE), Associate

    Deutsche Bankmumbai, India
    Trade Finance Non-Financial Risk Center of Excellence.Trade Finance and Non-Financial Risk background to support regulatory compliance across Trade Finance within DB’s Corporate Bank.The role would...Show moreLast updated: 9 hours ago
    • Promoted
    Finance Review Manager

    Finance Review Manager

    CoatsThane, IN
    Coats is a world leader in thread manufacturing and structural components for apparel and footwear, as well as an innovative pioneer in performance materials. These critical solutions are used to cr...Show moreLast updated: 24 days ago
    • Promoted
    • New!
    Associate, Specialist, Vendor Management, Risk Management Group

    Associate, Specialist, Vendor Management, Risk Management Group

    DBS Bankmumbai, India
    Associate, Specialist, Vendor Management, Risk Management Group -(WD76708).Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objecti...Show moreLast updated: 9 hours ago
    • Promoted
    Senior Associate - Asset Management

    Senior Associate - Asset Management

    LinedataMumbai, Maharashtra, India
    Work closely with the client’s asset management team to manage the day-to-day workflows of the fund's existing assets, including monitoring & analysing cash flows, tracking & analysing asset perfor...Show moreLast updated: 23 days ago
    • Promoted
    • New!
    Senior Associate, Specialist, Collections, SCF and SME, Institutional Banking Group

    Senior Associate, Specialist, Collections, SCF and SME, Institutional Banking Group

    DBS Bankmumbai, India
    Senior Associate, Specialist, Collections, SCF and SME, Institutional Banking Group-(WD75333).Corporate and Investment Banking provides corporate customers with a full range of commercial banking p...Show moreLast updated: 9 hours ago
    • Promoted
    • New!
    Associate, Specialist, COO Office, Operational Risk Specialist, Global Transaction Services

    Associate, Specialist, COO Office, Operational Risk Specialist, Global Transaction Services

    DBS Bankmumbai, India
    Associate, Specialist, COO Office, Operational Risk Specialist, Global Transaction Services-(WD76303).Global Transaction Services (GTS) is a product group focused on the management and sale of Cash...Show moreLast updated: 9 hours ago
    • Promoted
    Lead Regional Compliance Specialist

    Lead Regional Compliance Specialist

    Securitas GroupKalyan-Dombivli, IN
    Lead Regional Compliance Specialist - APAC.India – open to Chennai / Hyderabad / Pune.We are a dynamic, dedicated team that provides management and support for a global guarding services account that s...Show moreLast updated: 27 days ago
    • Promoted
    Senior Associate Credit

    Senior Associate Credit

    Castellan Real Estate PartnersThane, IN
    Job Description : Senior Associate Credit.We are seeking a motivated and detail-oriented.The successful candidate will have 7-8 years of relevant credit experience and will work closely with the US ...Show moreLast updated: 18 days ago