Description
- CRO safeguards the stability and resilience of our Global Hausbank.
- The Credit Risk Reporting function is committed to support Enterprise Risk Management (ERM) mission to shape Bank strategy and lead risk management at enterprise level, unconstrained by risk types and geographies, together with ERM's partners in Risk and the Bank. ERM manages the enterprise-level risk management framework so that all risks are identified, owned and controlled Bank-wide; and within the agreed risk appetite and culture. ERM is also the risk controlling function for credit risk / Credit Risk Management (CRM).
- As part of the team, you will be responsible for coordinating the delivery of the Bank’s key credit risk reports which provide a comprehensive overview of the Deutsche Bank credit risk profile. These reports are used by senior managers, including the Chief Risk Officer, to monitor, control and steer our risk appetite as well as to inform internal government bodies such as the Group Risk Committees as well as the Management and Supervisory Boards and external stakeholders about the credit portfolio and its current risk positions.
- You will also own and coordinate targeted credit risk reviews, ad-hoc analyses as well as projects for senior management stakeholders in ERM and CRM as and when required. Such reviews can be complex in nature and require a significant amount engagement across multiple teams and levels of seniority.
- Overall, Credit Portfolio Reporting (CPR) as part of Credit Risk Reporting is engaged in a range of key strategic initiatives, in close cooperation with ERM and CRM, aimed at providing further enhanced transparency to risk information and thus supporting risk management action.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
Best in class leave policyGender neutral parental leaves100% reimbursement under childcare assistance benefit (gender neutral)Sponsorship for Industry relevant certifications and educationEmployee Assistance Program for you and your family membersComprehensive Hospitalization Insurance for you and your dependentsAccident and Term life InsuranceComplementary Health screening for 35 yrs. and aboveYour key responsibilities
Credit Portfolio Reporting (CPR) provides information on Credit Risk in Deutsche Bank for Enterprise Risk Management, Credit Risk Management, Finance, Businesses and external stakeholders. We provide regular internal and external reporting and generate analyses for portfolio deep dives. Our information is based on comprehensive data sets, using state-of-the-art analytical tools with a high degree of automation.
You will support the CPR team in the production of flagship reporting including key risk reports for Credit Risk Management. CPR performs the first level analysis of current portfolio development trends in key risk metrics such as Limits, Utilisation, Risk Weighted Assets, Expected Loss and Economic Capital with handover points to other ERM teams.
Tasks :
Regularly produce portfolio reports ensuring timely delivery and maximum data quality standardsEnsure high level of quality in the underlying credit data used in the production of reports and analysesSupport development of new reports, redesign of existing reports, implementation of tactical reporting and data aggregation solutions and contribution to strategic IT developmentsPro-actively support the identification of portfolio trends and portfolio hotspots leveraging the connectivity within CRM and ERM teams as well as the Risk Identification and Emerging Risk processes and stimulate and contribute to “ad-hoc” / bespoke portfolio reviewsRegularly keep tracking of risk-topics under watch and follow-up with respective peers in CRM and ERM to ensure adequate reporting, monitoring and timely execution of portfolio steering actionsSupport the operationalization of the Governance / Appetite Framework with a corresponding comprehensive set of monitoring processes and toolsSupport the preparation of Senior Management presentations for e.g. Rating Agencies, Investors RegulatorsYour skills and experience
Experience in Credit Risk management as Rating / Credit officer and or similar capacityComfortable in developing and understanding quantitative modelsVery good knowledge of standard MS office tools (Excel, Powerpoint), furthermore knowledge of data analytic tools desirable (e.g. Python, SAS, SQL)Understanding of the bank’s risk management policies and processesHighly analytical and organized; experience in project managementVery good written and verbal skills given senior audienceFluent written and verbal English language skills, German desiredHow we’ll support you
Training and development to help you excel in your careerCoaching and support from experts in your teamA culture of continuous learning to aid progressionA range of flexible benefits that you can tailor to suit your needs