Talent.com
Team Member – Risk Rating & Compliance

Team Member – Risk Rating & Compliance

ConfidentialNavi Mumbai, Mumbai, Mumbai City
17 hours ago
Job description

Job Description – Risk Rating Unit

Role : Team Member – Risk Rating & Compliance

Role Objective :

Centralized unit independently validating the ratings for Corporate, SME, Business Banking, NBFC, MFIs, Brokers, and Bank Clients across the Bank.

Reporting Authority : Head – Risk Rating Unit

Education :

  • CA / MBA / CFA or equivalent from reputed institute

Experience :

  • 8 years of post-qualification experience preferably in Business or Credit Function of Bank / NBFC
  • Job Description :

  • Internal rating validation for Corporate, SME, Business Banking, NBFC, MFI, Broker, and Bank Clients across the bank. Key activities include :
  • Detailed review and understanding of credit (industry, business, financials, management) and credit ratings
  • Preparation of rating rationale along with rationale for any changes in risk scores
  • Review deviations to the Credit Policy of the Bank
  • Recommendations / comments on all proposals placed to Board Level Credit Committee with respect to policy compliance, portfolio risk, and industry prospects
  • Approve judgemental rating action proposed as per delegation matrix
  • Decision making along with the stakeholders (Credit / Business)
  • Effective interaction with Business / Credit Groups across Large Corporates, Emerging Local Corporates, NBFC, Brokers, MFI, Projects, Small Micro Enterprises, and Business Banking
  • Effective resolution of Internal Audit, External Audit, and RBI Queries
  • Periodic review and updation of Industry Risk Scores, including addition of new industries as deemed appropriate
  • Track latest Industry Developments by participation in seminars, conferences, and client site visits
  • Benchmarking of companies within sectors
  • Define and facilitate the achievement of Goals and Key Performance Indicators for direct reports and ensure effective implementation of the Performance Management Process
  • Nurture talent within the team by providing Guidance, Ongoing Feedback, Coaching, and Development Opportunities
  • Develop and nurture a Continuous Talent Pipeline for key roles in the division and provide mentoring for High Potential Talent
  • Ensure adherence to Process and ability to work within pre-decided TAT
  • Skill Sets : Functional :

  • Strong understanding of Finance and Accounting Concepts
  • Ability to identify key characteristics and drivers of diverse Sectors / Businesses
  • Knowledge of Risk Assessment and Control
  • Soft Skills :

  • Good Negotiation Skills
  • Sharp Communication and Presentation Skills
  • Team Player, handling resources
  • Fosters a culture of Quality Focus in the organization by establishing systems / processes and encouraging, rewarding the right behavior
  • Fosters a culture of Continuous Process Improvement and makes balanced investments in the right resources (Technology / People) for enhancing Efficiency and Productivity
  • Education

    Chartered Accountancy (C.A), Master OF Business Administration (M.B.A)

    Skills Required

    Compliance, Credit Risk, Financial Analysis

    Create a job alert for this search

    Risk Compliance • Navi Mumbai, Mumbai, Mumbai City

    Related jobs
    • Promoted
    Sr. Associate - Risk Advisory (HITRUST)

    Sr. Associate - Risk Advisory (HITRUST)

    Cherry Bekaertmumbai city, maharashtra, in
    Cherry Bekaert is a nationally recognized CPA firm with over 75 years of experience providing assurance, tax, and advisory services to our clients. We are seeking a Senior Associate (HITRUST) to joi...Show moreLast updated: 16 days ago
    • Promoted
    Sr. Team Member - Operational Risk

    Sr. Team Member - Operational Risk

    ConfidentialMumbai
    Assist in identification of key risks and conduct risk assessment for such identified areas.Review and carry out the impact assessment for various key risks parameters and determine the inherent an...Show moreLast updated: 30+ days ago
    • Promoted
    Team Lead

    Team Lead

    TPmumbai, maharashtra, in
    Lead and manage a team of financial crime analysts and investigators.Ensure timely and accurate review of suspicious transactions and alerts. Maintain compliance with AML, KYC, CFT, and other regula...Show moreLast updated: 30+ days ago
    • Promoted
    Team Member - Wholesale Credit Audit

    Team Member - Wholesale Credit Audit

    NMD Placement Consultancy Pvt. Ltd.Mumbai, Maharashtra, India
    Team Member – Wholesale Credit Audit Location : Mumbai Industry : Banking Role Overview : We’re looking for an experienced Internal Auditor to join our Wholesale and SME Lending Audit team.Th...Show moreLast updated: 1 day ago
    • Promoted
    Sr. Team Member - Insurance Compliance Auditor

    Sr. Team Member - Insurance Compliance Auditor

    ConfidentialNavi Mumbai
    Plan, execute, and document compliance audits.Evaluate the effectiveness of internal controls designed to ensure compliance with insurance laws, regulations, and company policies.Review various asp...Show moreLast updated: 30+ days ago
    • Promoted
    Sr.Team Member - Contracts

    Sr.Team Member - Contracts

    Star Union Dai-ichi Life Insurance Company LimitedNavi Mumbai, Maharashtra, India
    Drafting of commercial agreements for the various business entities such as NDAs, Service Agreements, Consultancy Agreements, Endorsement Agreement, Product Purchase Agreements, Marketing Agreement...Show moreLast updated: 30+ days ago
    • Promoted
    Team Member-Risk Process-Corporate-Support Division-Commercial Risk

    Team Member-Risk Process-Corporate-Support Division-Commercial Risk

    ConfidentialMumbai, India
    Preparing Policy and take timely portfolio corrective actions.Making Management Deck and presentation.Own the portfolio in terms of approval rate, fraud management, distribution management, risk- M...Show moreLast updated: 5 days ago
    • Promoted
    Team Member-Risk-RELATIONSHIP BANKING GROUP-Risk

    Team Member-Risk-RELATIONSHIP BANKING GROUP-Risk

    ConfidentialMumbai, India
    This is a great opportunity to be part of a dynamic team that manages risks for the banking operations across the organization. The role requires an understanding of various risks associated with th...Show moreLast updated: 5 days ago
    • Promoted
    Manager / Associate Manager - Risk Solutions (Consulting)

    Manager / Associate Manager - Risk Solutions (Consulting)

    Brickwork Ratingsmumbai, maharashtra, in
    Manager / Associate Manager -Risk Solutions (Consulting).The role of Manager / Associate Manager involves managing and hands-on work in projects / assignments from end to end.Should be able to guide an...Show moreLast updated: 12 days ago
    • Promoted
    Sr. Team Member - Financial Reporting

    Sr. Team Member - Financial Reporting

    Star Union Dai-ichi Life Insurance Company LimitedNavi Mumbai, Maharashtra, India
    Overall responsibility of monthly, quarterly, and annual preparation of financial statements.Periodical review of accounts to ensure a high standard and correct disclosure.Work with other team memb...Show moreLast updated: 22 days ago
    • Promoted
    Risk : Operational Risk Team

    Risk : Operational Risk Team

    ConfidentialMumbai, India
    The Risk department ensures that the Banks risk is managed through a risk management architecture as well as through policies and processes approved by the Board of Directors encompassing independe...Show moreLast updated: 30+ days ago
    • Promoted
    Team Member - Intellectual Property (Formulation)

    Team Member - Intellectual Property (Formulation)

    Ciplamumbai, maharashtra, in
    Title : Team Member / Manager – Intellectual Property Cell – Formulation.Support product development by providing timely IP inputs to relevant stakeholders (RA, R&D etc. Provide insights in patent liti...Show moreLast updated: 30+ days ago
    • Promoted
    Sr. Team Member - Regulatory & Advertisement Compliance

    Sr. Team Member - Regulatory & Advertisement Compliance

    ConfidentialMumbai
    Advertising Compliance : Vetting and approving insurance advertisements, maintaining a comprehensive advertisement register & approves specimen, and functioning of the advertisement committee.Regula...Show moreLast updated: 30+ days ago
    • Promoted
    Sr. Team Member - Compliance

    Sr. Team Member - Compliance

    ConfidentialNavi Mumbai
    Closely monitoring, analysis and reporting of Operational risks KRIs of the company which may include Operations, Claims, Grievance etc. Assist in identification of key risks and conduct risk assess...Show moreLast updated: 30+ days ago
    • Promoted
    Team Member - Enterprise Risk (ERM) - Leading Bank

    Team Member - Enterprise Risk (ERM) - Leading Bank

    ConfidentialMumbai
    Prepare and maintain key risk policies of the Bank including Enterprise Risk Policy, ICAAP, and related frameworks.Compute Expected Credit Loss (ECL) under the IndAS framework : includes staging of ...Show moreLast updated: 30+ days ago
    • Promoted
    • New!
    Senior Analyst / Team Lead - SOX Compliance and Reporting

    Senior Analyst / Team Lead - SOX Compliance and Reporting

    Golden Opportunitiesthane, maharashtra, in
    Job Title - Senior Analyst / Team Lead - SOX Compliance and Reporting.Candidate expectation and Roles & Responsibilities. CA Qualified Professional with the Post Qualification Experience of minimum ...Show moreLast updated: 15 hours ago
    • Promoted
    Counterparty Credit Risk-Senior Associate

    Counterparty Credit Risk-Senior Associate

    PwCmumbai, maharashtra, in
    Counterparty Credit Risk Specialist.PwC India is seeking a highly skilled professional to join our Risk Advisory team in a specialized role focused on. Counterparty Credit Risk (CCR).This position i...Show moreLast updated: 23 days ago
    • Promoted
    Team Member / Manager - Intellectual Property (API)

    Team Member / Manager - Intellectual Property (API)

    Ciplamumbai, maharashtra, in
    Title : Team Member / Manager – Intellectual Property Cell – API.Support product development by providing timely IP inputs to relevant stakeholders (RA, R&D etc. Provide insights in patent litigation a...Show moreLast updated: 30+ days ago