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Team Member-Risk Process-Corporate-Support Division-Commercial Risk

Team Member-Risk Process-Corporate-Support Division-Commercial Risk

ConfidentialMumbai, India
4 days ago
Job description

Grade- M2

Role - Risk Manager

Job Description -

  • Preparing Policy and take timely portfolio corrective actions.
  • Making Management Deck and presentation.
  • Own the portfolio in terms of approval rate, fraud management, distribution management, risk- Monitoring, portfolio correction and managing loses.
  • Closely monitor loss metrics and managing losses against budget.
  • Periodic Monitoring of the bounces and do analysis for establishing non-perfoming cohorts.
  • Work closely with BIU team over risk modelling and frame policies around various models.
  • Engage with stake holders like business, RCU and Collection on improving portfolio health.

JOB REQUIREMENTS

Skills / Knowledge prerequisites

  • Should have atleast 8-10 years' experience in atleast 3 of the following - credit underwriting, risk policy, product or process implementation, audit, digitisation or automation.
  • Personality Traits

  • Sharp analytical skills and ability to imagine and anticipate probable risks in lending processes.
  • Ability to conceptualise and create user-friendly processes and flows.
  • Creative
  • Ability to tackle new and unforeseen challenges.
  • Attention to detail.
  • Sharp verbal and written communication skills,
  • Adept in conflict management.
  • High level of integrity,
  • Empathy
  • Ability to deliver projects within tight deadlines.
  • Skills Required

    Audit, Automation, Credit Underwriting, Process Implementation

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    Risk • Mumbai, India

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