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Policy Manager : Auto Loans

Policy Manager : Auto Loans

ConfidentialMumbai
8 days ago
Job description
  • Proposes amendments to policy for better implementation and functioning.
  • Checking Rules Coding in System at appropriate intervals and ensure things are as per design.
  • Review Scorecard and other Analytical tool outputs periodically from a policy perspective.
  • Visit of Locations and interacting with the local teams, vendors etc. and understand and resolve the issues and provide better understanding of the policy.
  • Suggest amendments in the existing process based on feedback from line team and market benchmarking.
  • Ensuring compliance with RBI circular.
  • Review Program level triggers and ensure compliance with all policy triggers.
  • Monitor portfolio from all angles including static, lagged, and coincidental metrics and suggest policy amendments basis the overall scrutiny.
  • Training and query resolution of the sales, credit and operations team.
  • Good interpersonal & communication skills.
  • Ability to manage large teams & external business and vendor partner relationships.
  • Should be able to stich and take forward Co-lending and Other Digital Journey by mitigating the risk segments.
  • Preferred candidate profile

    • Candidate should be experienced in conceptualizing, designing and roll out of Auto loan policies , managing the entire Auto Loan Product Life Cycle.
    • Experience in similar industry (Hands Experience of Used Car, New Car, TW etc.)
    • Experience in developing, reviewing, and making amendments in auto Loan product,
    • Policy,
    • Skills Required

      Developing, Reviewing

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    Manager • Mumbai

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