About the Company :
A leading NBFC in India, offering easy and flexible retail financing solutions like two-wheeler and personal loans. Backed by a trusted parent group, it leverages technology to drive financial inclusion and empower aspirations.
Key Responsibilities :
Strategic Risk Leadership
- Define and implement the enterprise-wide risk management framework, aligning with business strategy and growth objectives.
- Lead the design and execution of the organization's Risk Appetite Framework, ensuring it reflects strategic priorities.
- Act as the primary interface with the RBI and other regulators on all risk-related engagements.
Credit Risk
Oversee credit policy, underwriting standards, and portfolio monitoring for retail and consumer lending products, ensuring robust governance and portfolio health.Establish differentiated, segment-specific credit frameworks to balance growth and risk.Strengthen early warning systems and portfolio quality controls for proactive risk identification.Review and analyse portfolio trends to detect deterioration in portfolio qualityOperational Risk
Enhance operational resilience by strengthening controls across disbursement, collections, fraud prevention, and cyber risk.Drive adoption of automation, data-led controls, and audit readiness across all business lines.Market & Liquidity Risk
Support the assessment and management of ALM, interest rate risk, and liquidity, partnering closely with Treasury and Finance.Partner with Treasury and Finance to ensure prudent capital, liquidity, and balance sheet management.Regulatory Compliance & Governance
Anticipate and interpret RBI guidelines (including scale-based regulations) to ensure proactive compliance.Oversee all risk-related regulatory reporting, board disclosures, and governance frameworks.Deliver clear risk dashboards and insights to the Board Risk Committee and senior stakeholders.Collaborate with business and functional leaders to monitor and drive progress on risk mitigation initiatives.Demonstrate high standards of integrity, accountability, and professional discipline.Design, implement, and uphold robust corporate governance policies and practicesCandidate Profile
Education : Chartered Accountant (CA)Minimum 10 years of experienceDeep understanding of the Indian financial regulatory landscapeStrong experience in working with Risk Committees and Boards.Show more
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Skills Required
Corporate Governance, Regulatory Compliance, Automation, Risk Management