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Credit officer - Hyderabad

Credit officer - Hyderabad

ConfidentialHyderabad / Secunderabad, Telangana
30+ days ago
Job description

Roles & Responsibilities

  • Credit Appraisal – Underwriting / recommending of proposals for non-collateral / collateral backed education loan.
  • Process – Understanding process and policies and implementing the same to ensure smooth transactions.
  • Delinquency Management for the location
  • Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
  • Quality Management in terms of Audit, Compliance and Hindsighting
  • PDD Management – controlling and tracking PDDs through proper MIS for the location

Key Accountabilities

  • Login to Recommendation TAT
  • Maintaining Audit Compliance and errors in Hind sighting
  • Delinquency control as per budget
  • Cost management
  • Required Qualification

  • MBA from Premier Institute
  • Technical Competencies

  • Basic knowledge of loan underwriting
  • Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
  • Good communication and report writing skills
  • Basic knowledge of Banking
  • Good Knowledge of computer applications
  • Behavioral Competencies

  • Customer Centricity
  • Execution Focus
  • Collaborative Approach
  • Personal Attributes

  • Strong communication skills
  • Team work and Collaboration skills
  • Attention to detail
  • Energy and drive to work on fast-paced, diverse, and challenging projects
  • Good observation and listening skills
  • Process oriented
  • Eligibility

  • CA / MBA
  • Skills Required

    Report Writing, Tracking, TAT, Audit, Compliance

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    Credit Officer • Hyderabad / Secunderabad, Telangana

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