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Relationship Manager

Relationship Manager

ConfidentialKarnal, Nagpur, Lucknow
30+ days ago
Job description

Role & Responsibilities

Revenue Generation

  • Achieve bank's objectives in earnings, assets, liabilities, credit quality, etc., as per agreed budgets / targets from client relationships across all product groups.

Relationship Management

  • Seek and acquire new client relationships by understanding customers' financial needs and provide suitable solutions through bank products and services.
  • Manage client relationships by identifying financial needs, advising, structuring deals, preparing terms and conditions, and closing deals.
  • Assess banking needs and risks for clients and manage relationships to optimize risk-reward for the bank.
  • Credit Appraisal

  • Perform detailed analysis of Income Statements, Balance Sheets, Financial Ratios, Cash Flows, Management Risk, Industry Risk, and Economic Conditions for proposal appraisal.
  • Documentation and Compliance

  • Maintain high quality standards of documentation, client communication, and process compliance on an ongoing basis with product partners, OSD, Risk Management, and other Relationship Management groups.
  • Risk and Internal Control Responsibilities

  • Follow risk policies and processes to mitigate operational, regulatory, financial, informational, reputational, and audit risks.
  • Execute established internal control systems and compile relevant information for departmental audits as necessary.
  • Skills Required

    Revenue Generation, Client Acquisition, Relationship Management, Financial Analysis, Credit Appraisal, Risk Mitigation

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    Relationship Manager • Karnal, Nagpur, Lucknow

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