Operations Subject Matter Expert Senior Team Member Credit

Organization : At CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things.

Job Title : Senior Credit Analyst / SME

Location : Bangalore

Business & Team : Retail Operation & Bankwest validations team

Impact & contribution :

Credit analysis, decisioning, verification, monitoring throughout the credit lifecycle the development of credit policy or the implementation of credit strategies, including problem asset strategies across the retail or corporate business

Roles & Responsibilities :

• Review and analyse home loan applications against credit limits and frameworks.
• Apply your knowledge of Australian home loan lending processes and regulations.
• Support credit risk management initiatives by working with management teams.
• Utilize data analysis tools and techniques to assess and manage credit risks associated with home loan applications.
• Collaborate effectively within a team environment to meet deadlines.
• Communicate credit risk analysis results clearly and concisely.
• Participate in the development and implementation of credit risk assessment tools and processes.
• Participates in monitoring credit risk to ensure that they are within limit thresholds.
• Applies knowledge of retail and corporate lending. Understands strategies and policies for the management of credit risk across the credit lifecycle.
• Assists in developing action plans to resolve issues. Re-designs processes to better manage, measure, and monitor credit risks.

Uses technology-based tools and performs data analysis to monitor, measure, and manage credit risks.

Assist in communication of results and analysis of credit risks. Assists in development of credit risk analysis and uses tools manage and monitor credit risk

Essential Skills :

Education Qualifications :

If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through to submit a valid application. We're keen to support you with the next step in your career.

We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.

Advertising End Date : 29 / 09 / 2025

Skills Required

Microsoft Office Suite, Credit Risk Analysis