Chief Risk Officer

Mobikwik is India's leading Digital Financial Services platform & Largest Digital Wallet, trusted by over 167 million users & 4.4 million businesses. As a pioneer in the Fintech space, Mobikwik empowers its users with a robust suite of services, including Digital payments, Credit & Investments. Recently, Mobikwik achieved a significant milestone with its Initial Public Offering (IPO), marking a new chapter in its journey of innovation & growth. With a mission to democratize financial inclusion, Mobikwik continues to transform how Indians manage their money, offering secure, seamless & user-friendly solutions that cater to a diverse range of financial needs.

Job Title : Chief Risk Officer

Location : Gurgaon

About the Role :

As a Chief Risk officer, you will define and lead the Enterprise Risk Management (ERM) framework, encompassing strategic, financial, operational, cyber, and fraud risks. You'll bring sharp insights, emerging risk intelligence, and actionable governance to the table. Your core focus will be P ayments & Transaction Risk — ensuring secure, scalable, and compliant experiences across UPI, wallets, BBPS, cards and merchant flows.

Responsibilities :

1. Enterprise Risk & Governance

• Define and lead the Enterprise Risk Management (ERM) Framework covering strategic, financial, operational, compliance, fraud, and cyber risks.
• Establish and maintain risk appetite and tolerance levels aligned with Board directives and regulatory expectations.
• Serve as Secretary to the Board's Risk & Audit Committees, presenting dashboards, emerging risks, and actionable insights.

2. Payments & Transaction Risk (Core Focus)

3. Fraud & Financial Crime

4. Credit, Operational & Regulatory Risk

5. Technology, Analytics & Risk Infrastructure

Requirements :

Skills Required

Transaction Monitoring, anomaly detection, Fraud Risk Management