Director Credit Risk

Job Summary :

We are seeking a skilled Credit Risk Strategy Analyst with strong expertise in SAS and SQL to join our risk management team. The successful candidate will play a key role in developing, implementing, and monitoring credit risk strategies by leveraging data analytics and predictive modeling techniques. This role requires a blend of analytical skills, risk knowledge, and technical proficiency to enhance the bank's credit risk decision-making framework.

Key Responsibilities :

• Develop and implement credit risk models and strategies to assess, monitor, and mitigate credit risk exposure.
• Utilize SAS and SQL to extract, manipulate, and analyze large datasets for risk assessment and strategy development.
• Perform credit portfolio analysis, segmentation, and risk scoring to identify trends, patterns, and emerging risks.
• Collaborate with data scientists, credit risk officers, and business stakeholders to develop robust risk models.
• Design and execute validation procedures for credit risk models and reporting.
• Generate comprehensive reports and dashboards that communicate risk findings and strategy recommendations clearly to senior management.
• Monitor performance of credit risk strategies and models, adjusting as needed based on data insights.
• Ensure compliance with regulatory requirements and internal risk management policies.
• Support credit policy formulation and updates by providing data-driven insights.
• Stay updated on industry best practices and regulatory changes in credit risk management.

Required Qualifications :

Preferred Skills :

Skills Required

Data Extraction, Data Analysis, Sas, Credit Risk Models, Statistical Modeling, Sql, Reporting, Transformation