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National Head - Retail Branch Banking

National Head - Retail Branch Banking

ConfidentialThrissur
6 days ago
Job description

Key Responsibilities

  • Strategic Growth :   Design and execute cohesive strategies for CASA, liabilities, third-party products, Gold loan etc to achieve sustainable, profitable growth.
  • Sales & Network Expansion :   Lead branch performance, expansion, and channel productivity & Profitability initiatives with clear business and compliance outcomes.
  • Customer Engagement :   Drive superior customer acquisition, retention, and cross-sell through personalized relationship banking and service excellence.
  • Governance & Compliance :   Uphold the highest standards of process integrity, internal control, and regulatory compliance across all branches.
  • People & Leadership :   Mentor zonal and regional leaders, build leadership capability, and nurture a strong succession pipeline for future growth as well as collaborate wth all stakeholders / Products & Channels.
  • Transformation & Innovation : Champion digital adoption, process efficiency, and new-age banking practices.

Minimum Requirements

  • Education : Post-Graduate or higher qualification in Business Management, Finance, or related discipline from a recognized institution.
  • Experience : 22 25 years of progressive experience in Branch or Retail Banking, with proven leadership in large-scale sales, operations, and customer engagement.
  • Expertise :

  • Demonstrated success in driving CASA and liability growth, leading multi-zone branch networks, promotion of asset products and managing diverse teams.
  • Strong grounding in regulatory compliance, risk governance, and audit readiness.
  • Deep understanding of customer behavior, financial inclusion, and digital transformation within the banking ecosystem.
  • Leadership Attributes :

  • Visionary thinker with high strategic and execution capability.
  • Strong people leader who can inspire performance, accountability, and servant leadership culture.
  • Adept at balancing business growth, compliance discipline, and customer trust.
  • Skills Required

    CASA growth, liability management, asset products promotion, branch network leadership, sales & operations management

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