Zonal Collection Manager - Vehicle Finance

Job Title : Zonal Collection Manager – Vehicle Finance Location : Western India (Maharashtra, Gujarat, MP)

Base location : Pune, Mumbai or Ahmedabad

Vertical : Vehicle Finance (Cars, Commercial Vehicles, Construction Equipment, Tractor)

Role Summary : Responsible for driving collections across the vehicle finance portfolio for Western India. Ensure recovery targets are met, NPAs are minimized, and legal / repossession actions are executed effectively.

Key Responsibilities :

Drive bucket-wise collection strategy (0-30,30+, 60+, 90+).

Ensure legal actions (notices, repossession) are timely and compliant.

Monitor collection performance, roll rates, and recovery costs.

Lead MIS / reporting and suggest portfolio-level risk controls.

Ensure regulatory and process compliance across channels.

KPIs :

Collection efficiency vs target

Roll rate and vintage movement

Cost per unit recovery

Agency performance and audit scores

Legal case resolution TAT

Qualifications & Experience :

Graduate / MBA with 10–15 years in vehicle finance collections

Strong experience in field recoveries, repossession, and agency management

Willing to travel extensively within the zone