Talent.com
Senior Risk and Audit Specialist

Senior Risk and Audit Specialist

RupeekBengaluru, Republic Of India, IN
30+ days ago
Job description

Rupeek : Redefining Gold Loans for a Digital India

The Opportunity :

India boasts a $2 trillion gold market, yet traditional gold loans are often cumbersome and lack transparency. Rupeek, established in 2015 and headquartered in Bangalore, is changing this landscape. We are India's leading asset-backed digital lending fintech platform, committed to making credit accessible and convenient.

Our Approach :

Rupeek leverages cutting-edge technology and an automated asset-light model to transform gold loan disbursal. Our secure, low-touch processes offer a friction-free experience for over 5 lakh satisfied customers across India. With strategic partnerships with leading banks and financial institutions, Rupeek unlocks the value of gold assets for our borrowers .

Why Rupeek?

  • Shape the Future of Finance : Join us in revolutionising the way India accesses credit through innovation, technology, and a commitment to building a more inclusive financial ecosystem
  • Profitable Scale is Our Focus : We are now prepared and committed to achieving a profitable scale while remaining dedicated to financial inclusion.
  • Backed by Industry Leaders : Marquee investors like Accel Partners, Bertelsmann, Elevation Capital, GGV Capital, Peak XV and many more fuel our growth, demonstrating confidence in our innovative approach.

Are you someone who thrives in a dynamic, fast-paced environment?

If you share our passion for making a difference, Rupeek offers the perfect platform to leverage your expertise and shape the future of gold-backed lending in India.

This is your chance to build a company at the forefront of financial innovation and market leadership.

Role : Internal Auditor

Position Overview :

The Internal Auditor will be responsible for independently evaluating and improving the effectiveness of risk management, internal controls, and governance processes across Rupeek’s gold loan and financial operations. The role requires hands-on expertise in concurrent audits, gold audits, RBI compliance reviews, and process assurance within the NBFC / Banking domain.

Job Title : Internal Auditor

Experience : 8- 10 yrs years of hands-on experience in Concurrent Audits, Gold Audits.

Location : Bangalore (HSR Layout)

Job Responsibilities :

  • Plan, execute, and report on internal audits covering operational, compliance, and financial processes.
  • Assessing the adequacy and effectiveness of internal control systems.
  • Identifying control weaknesses and suggesting improvements.
  • Reviewing control over cash flow, accounting, investments, and loan approvals / disbursements
  • Verifying accuracy and completeness of financial records.
  • Reviewing revenue recognition, interest income, and provisioning policies.
  • Checking alignment of financial reports with accounting standards and regulatory norms
  • Monitoring loan portfolio performance related processes, including NPA identification, provisioning norms, and recovery actions.
  • Reviewing day-to-day operations including customer on boarding, KYC compliance, and transaction monitoring.
  • Auditing processes in departments like HR, Finance, IT, Legal, and Collections.
  • Ensuring systems and procedures are being followed consistently.
  • Conduct concurrent audits of branches, gold loan operations, disbursal's, and collections.
  • Perform gold audits – valuation checks, purity verification, vault & custody audits.
  • Ensure RBI regulatory compliance audits, including KYC, AML, Fair Practice Code, and reporting timelines.
  • Identify control gaps, fraud risks, and process deviations;
  • recommend corrective actions.

  • Track closure of audit observations and ensure timely follow-ups.
  • Collaborate with Risk, Compliance, and Business teams to strengthen internal controls.
  • Present periodic audit findings and dashboards to senior management.
  • Assist in preparing for regulatory inspections (RBI / NHB, etc.) and external audits.
  • Maintain strong knowledge of Banking / NBFC regulatory environment, RBI guidelines, and industry best practices
  • Skills & Qualifications

  • Chartered Accountant (CA) Pref or Post Graduate in Finance / Commerce.
  • 8–10 years of experience in internal audit within Banking / NBFC sector.
  • Proven expertise in concurrent audits, gold audits, and RBI audits.
  • Strong understanding of Banking / NBFC operations, gold loan processes, KYC / AML compliance.
  • Hands-on experience in fraud detection, process reviews, and risk control assessments.
  • Excellent analytical, problem-solving, and report-writing skills.
  • Ability to work independently and engage with senior leadership.
  • Strong ethics, integrity, and attention to detail.

    Create a job alert for this search

    Audit Specialist • Bengaluru, Republic Of India, IN

    Related jobs
    • Promoted
    Senior Manager, Credit and Country Risk Reporting

    Senior Manager, Credit and Country Risk Reporting

    Standard Chartered BankBengaluru, Karnataka, India
    This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly....Show moreLast updated: 3 days ago
    • Promoted
    Credit Saison - Associate / Senior Associate - Risk Analytics

    Credit Saison - Associate / Senior Associate - Risk Analytics

    KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITEDBangalore
    Roles & Responsibilities : - Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations, and...Show moreLast updated: 30+ days ago
    • Promoted
    Senior auditor - sox audit

    Senior auditor - sox audit

    Live ConnectionsBengaluru, Karnataka, India
    Qualified Chartered Accountants.Supporting the Audit Team Managers in the timely delivery of each audit assignment including, but not limited to, scoping the assignment, detailed testing of the sco...Show moreLast updated: 5 days ago
    • Promoted
    Senior - FS - Audit

    Senior - FS - Audit

    WithumBengaluru, Karnataka, India
    Withum is a place where talent thrives - where who you are matters.It’s a place of endless opportunities for growth.A place where entrepreneurial energy plus inclusive teamwork equals exponential r...Show moreLast updated: 30+ days ago
    • Promoted
    Risk Management Specialist

    Risk Management Specialist

    Maneva Consulting Pvt. Ltd.Bengaluru, Karnataka, India
    Oracle RMC analyst is responsible for managing the Oracle RMC Module designing and implementation of security control with Oracle RMC, driving remediation with business and engineering team and pro...Show moreLast updated: 8 days ago
    • Promoted
    Senior Manager, OTCR, Risk Reporting

    Senior Manager, OTCR, Risk Reporting

    Standard Chartered BankBengaluru, Karnataka, India
    This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly....Show moreLast updated: 3 days ago
    • Promoted
    Global Financial Crimes (GFC) - Audit Manager [T500-20152]

    Global Financial Crimes (GFC) - Audit Manager [T500-20152]

    MUFGBangalore, Bangalore (district)
    Mitsubishi UFJ Financial Group, Inc.MUFG) is one of the world’s leading financial groups.Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,100 locatio...Show moreLast updated: 2 days ago
    • Promoted
    VP - Senior Audit Manager - Global Financial Crimes [T500-20153]

    VP - Senior Audit Manager - Global Financial Crimes [T500-20153]

    MUFGBangalore, Bangalore (district)
    Mitsubishi UFJ Financial Group, Inc.MUFG) is one of the world’s leading financial groups.Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,100 locatio...Show moreLast updated: 2 days ago
    • Promoted
    BlueYonder - Manager - Internal Audit Data Analytics & Automation

    BlueYonder - Manager - Internal Audit Data Analytics & Automation

    BLUE YONDER INDIA PRIVATE LIMITEDBangalore, India
    Lead risk-based IT & Operations audits covering governance, security, infrastructure, and application controls.Drive SOX / J-SOX readiness with strong focus on IT General & Application Contro...Show moreLast updated: 20 days ago
    • Promoted
    Associate / Senior Associate - Risk

    Associate / Senior Associate - Risk

    SheworkBangalore, India
    Associate / Sr Associate - Risk Location Bangalore Job Overview : We are looking for a Portf...Show moreLast updated: 3 days ago
    • Promoted
    Senior Manager, Risk Appetite

    Senior Manager, Risk Appetite

    Standard Chartered BankBengaluru, Karnataka, India
    This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly....Show moreLast updated: 3 days ago
    • Promoted
    • New!
    Urgent Search : VP - Senior Audit Manager – Global Financial Crimes [T500-20153]

    Urgent Search : VP - Senior Audit Manager – Global Financial Crimes [T500-20153]

    MUFGBengaluru, Karnataka, India
    About Us : Mitsubishi UFJ Financial Group, Inc.MUFG) is one of the world’s leading financial groups.Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,...Show moreLast updated: 2 hours ago
    • Promoted
    Senior Risk Manager, FORGE

    Senior Risk Manager, FORGE

    AmazonBengaluru, Karnataka, India
    This job is with Amazon, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.DESCRIPTION : Join...Show moreLast updated: 3 days ago
    • Promoted
    Senior Associate - SASS Audit

    Senior Associate - SASS Audit

    Grant Thornton INDUSBengaluru, Karnataka, India
    Role Summary : We are seeking an IT Advisory professional who specializes in SOC 1 / 2 / 3, HITRUST in support of financial audits – including applications, Operating Systems, ERPs and databases.In ad...Show moreLast updated: 16 days ago
    • Promoted
    Senior Associate - Audit

    Senior Associate - Audit

    Grant Thornton INDUSBengaluru, Karnataka, India
    As a Senior Associate, professional will be leading engagement and responsible for performing audit under remote service delivery model by following Grant Thornton Audit approach, methodology and t...Show moreLast updated: 15 days ago
    • Promoted
    Senior Auditor

    Senior Auditor

    Elevatehosur, India
    Elevate LLC is a national platform built to partner with growth-focused accounting, tax and advisory firms.Our mission is to empower entrepreneurial firms and their leaders by providing the capital...Show moreLast updated: 9 days ago
    • Promoted
    Senior Auditor - Sox Audit

    Senior Auditor - Sox Audit

    Live ConnectionsBengaluru, Karnataka, India
    Qualified Chartered Accountants.Supporting the Audit Team Managers in the timely delivery of each audit assignment including, but not limited to, scoping the assignment, detailed testing of the sco...Show moreLast updated: 7 days ago
    • Promoted
    VP - Senior Audit Manager – Global Financial Crimes [T500-20153]

    VP - Senior Audit Manager – Global Financial Crimes [T500-20153]

    MUFGBengaluru, Karnataka, India
    Mitsubishi UFJ Financial Group, Inc.MUFG) is one of the world’s leading financial groups.Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,100 locatio...Show moreLast updated: 30+ days ago