Associate / Senior Associate - Risk

Associate / Sr Associate - Risk

Location Bangalore

Job Overview :

We are looking for a Portfolio Risk Analyst / Credit Strategy Analyst to join our dynamic risk management team. The ideal candidate will be responsible for monitoring and analyzing portfolio performance at a granular level to identify risk trends, opportunities, and improvement areas. This role involves developing and optimizing credit strategies across the customer lifecycleincluding acquisition, portfolio management, fraud control, and collections.

Key Responsibilities :

• Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations, and profiles which are delinquent or working well.
• Helps to develop credit strategies across the customer lifecycle (acquisitions, management, fraud, collections, etc.)
• Identify trends by performing necessary analytics at various cuts for the Portfolio
• Provide analytical support to various internal reviews of the portfolio and help identify the opportunity to further increase the quality of the portfolio
• Work with Product team and engineering team to help implements the Risk strategies
• Work with Data science team to effectively provide inputs on the key model variables and optimise the cut off for various risk models
• Create a deep level understanding of the various data sources (Traditional as well as alternate) and optimum use of the same in underwriting
• Should have good understanding about various unsecured credit products
• Should be able to understand the business problems and helps convert them into the analytical solutions

Required Skills & Qualifications :

(ref : iimjobs.com)